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Best Payday Loan Lenders in Troy, VA

Our research team has identified the top 3 payday loan lenders in Troybased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
12
Avg Experience
242
Total Reviews

Top Payday Loan Lenders in Troy

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America

★★★★☆
4.3/5

As one of the largest and most established payday loan providers in Virginia, Advance America has been serving the Charlottesville area which includes Troy residents. With over two decades of experience, they offer multiple loan options, transparent terms, and physical locations for in-person service. Their strong BBB rating and extensive customer reviews demonstrate reliable service for short-term financial needs.

Experience:15 years
Reviews:87 customer reviews
1197 Seminole Trail, Charlottesville, VA 22901

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Check Into Cash

Check Into Cash

★★★★☆
4.1/5

Check Into Cash operates a well-reviewed location in Charlottesville that serves the Troy community. With nearly 30 years in business, they provide various short-term lending solutions with clear disclosure of terms. Customers appreciate their straightforward application process and professional service. They are properly licensed in Virginia and maintain compliance with state lending regulations.

Experience:12 years
Reviews:63 customer reviews
1014 Emmet Street N, Charlottesville, VA 22903

Loan Types:

Payday AdvancesTitle LoansInstallment Loans
3

Virginia Payday Loans

Regional Finance

★★★★☆
4.4/5

Regional Finance (operating as Virginia Payday Loans) serves the Central Virginia region including Troy residents. With over 35 years of experience, they offer personalized service and multiple financial solutions. Their Charlottesville location receives consistently high ratings for customer service and transparency. They specialize in helping customers with various credit backgrounds and provide educational resources about responsible borrowing.

Experience:10 years
Reviews:92 customer reviews
1415 Emmet Street N, Charlottesville, VA 22903

Loan Types:

Payday LoansPersonal LoansDebt Consolidation

How We Rate Troy Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Troy.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Troy?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.