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Best Payday Loan Lenders in Independence, VA

Our research team has identified the top 3 payday loan lenders in Independencebased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
12
Avg Experience
242
Total Reviews

Top Payday Loan Lenders in Independence

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America Cash Advance

★★★★☆
4.3/5

As one of the largest and most established payday loan providers in the region, Advance America has served Southwest Virginia for over 15 years. Their Galax location provides convenient access for Independence residents with transparent fee structures, multiple loan options, and extended hours. They maintain strong BBB ratings and are fully licensed under Virginia state regulations.

Experience:15 years
Reviews:87 customer reviews
960 E Stuart Dr, Galax, VA 24333

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Check 'n Go

Check 'n Go of Virginia

★★★★☆
4.1/5

Check 'n Go operates a well-reviewed location in Hillsville, serving Carroll County and surrounding areas including Independence. They offer competitive rates, flexible repayment options, and additional financial services. With over 25 years in business nationally, they provide reliable short-term lending solutions with clear terms and professional customer service.

Experience:12 years
Reviews:63 customer reviews
128 N Main St, Hillsville, VA 24343

Loan Types:

Payday LoansInstallment LoansCheck Cashing
3

Virginia Cash Express

Virginia Cash Express LLC

★★★★☆
4.4/5

A regional favorite serving Southwest Virginia, Virginia Cash Express has built a strong reputation for customer service and fair lending practices. Their Galax location is easily accessible from Independence and offers multiple loan products with straightforward application processes. They are known for their community involvement and commitment to responsible lending practices.

Experience:10 years
Reviews:92 customer reviews
1116 E Stuart Dr, Galax, VA 24333

Loan Types:

Payday LoansTitle LoansSignature Loans

How We Rate Independence Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Independence.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Independence?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.