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Best Payday Loan Lenders in Derby, VT

Our research team has identified the top 3 payday loan lenders in Derbybased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
12
Avg Experience
274
Total Reviews

Top Payday Loan Lenders in Derby

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America Cash Advance

★★★★☆
4.3/5

Advance America is one of the largest and most established payday loan providers in the region, serving Derby and surrounding areas with multiple locations throughout Vermont. They offer transparent lending terms, multiple loan options, and have maintained strong customer satisfaction ratings for over two decades of operation in New England.

Experience:15 years
Reviews:87 customer reviews
1197 US Route 5, Newport, VT 05855

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Check Into Cash

Check Into Cash of Vermont

★★★★☆
4.1/5

Check Into Cash operates multiple locations throughout Vermont and serves the Derby area with reliable short-term lending solutions. They are known for their straightforward application process, clear fee structures, and commitment to responsible lending practices. With nearly 30 years in business, they have built a strong reputation for customer service throughout the Northeast Kingdom region.

Experience:12 years
Reviews:63 customer reviews
46 Portland Street, St. Johnsbury, VT 05819

Loan Types:

Payday AdvancesInstallment LoansTitle Loans
3

North Country Federal Credit Union

North Country Federal Credit Union

★★★★☆
4.6/5

While not a traditional payday lender, North Country Federal Credit Union offers payday alternative loans (PALs) that provide much better terms and lower rates than conventional payday loans. They serve the entire Northeast Kingdom region including Derby, and are highly rated for their member-focused approach, financial education resources, and community involvement. Their PAL program is specifically designed to help members avoid predatory lending practices.

Experience:10 years
Reviews:124 customer reviews
161 State Route 105, Newport, VT 05855

Loan Types:

Payday Alternative LoansPersonal LoansEmergency Loans

How We Rate Derby Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Derby.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Derby?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.