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Best Payday Loan Lenders in Oak City, UT

Our research team has identified the top 3 payday loan lenders in Oak Citybased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
15
Avg Experience
413
Total Reviews

Top Payday Loan Lenders in Oak City

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Check City

Check City

★★★★☆
4.2/5

Check City is a well-established Utah-based payday lender with multiple locations throughout the state, serving Oak City residents with reliable short-term loan options. Founded in 2006, they've built a strong reputation for transparent lending practices and quick funding. Their Cedar City location is the closest physical branch to Oak City and serves the entire southern Utah region. They offer both in-store and online application options with same-day funding available for qualified applicants.

Experience:18 years
Reviews:187 customer reviews
1250 S Main St, Cedar City, UT

Loan Types:

Payday LoansTitle LoansInstallment Loans
2

Money 4 You

Money 4 You Payday Loans

★★★★☆
4.1/5

Money 4 You is a regional payday lending company that has been serving central and southern Utah communities since 2012. They specialize in providing emergency cash advances and payday loans to residents of Oak City and surrounding areas. With their Richfield location strategically positioned to serve multiple rural communities, they offer personalized service and flexible repayment options. Customers appreciate their straightforward application process and commitment to helping during financial emergencies.

Experience:12 years
Reviews:92 customer reviews
45 E 200 N, Richfield, UT

Loan Types:

Payday LoansCash AdvancePersonal Loans
3

Utah Cash Advance

Utah Cash Advance

★★★★☆
4.3/5

Utah Cash Advance is a locally-owned payday lending company that has been serving rural Utah communities since 2010. Their Beaver location provides convenient access for Oak City residents needing short-term financial solutions. They've built a strong reputation for customer service and understanding the unique financial needs of rural Utah residents. The company offers competitive rates and multiple loan products, including both payday loans and title loans, with a focus on responsible lending practices.

Experience:14 years
Reviews:134 customer reviews
350 N Main St, Beaver, UT

Loan Types:

Payday LoansCash AdvanceTitle Loans

How We Rate Oak City Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Oak City.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Oak City?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.