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Best Payday Loan Lenders in Memphis, TN

Our research team has identified the top 3 payday loan lenders in Memphisbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
16
Avg Experience
534
Total Reviews

Top Payday Loan Lenders in Memphis

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Cash Express

Cash Express, LLC

★★★★☆
4.2/5

Cash Express is a well-established regional payday lender with multiple locations throughout Tennessee, including several in Memphis. They've been serving the community for over two decades with payday loans, installment loans, and title loans. Known for their straightforward application process and multiple loan options, they maintain strong customer satisfaction ratings and are properly licensed under Tennessee regulations.

Experience:20 years
Reviews:187 customer reviews
3461 Austin Peay Hwy, Memphis, TN

Loan Types:

Payday LoansInstallment LoansTitle LoansCheck Cashing
2

TitleMax

TitleMax of Tennessee, Inc.

★★★★☆
4.3/5

TitleMax operates multiple locations throughout Memphis and specializes in title-secured loans while also offering payday loan services. They're known for quick funding and flexible terms, with many locations open late and on weekends. Their long-standing presence in Tennessee and extensive Memphis footprint make them a reliable choice for short-term lending needs.

Experience:15 years
Reviews:215 customer reviews
2940 S Mendenhall Rd, Memphis, TN

Loan Types:

Title LoansPayday LoansPersonal Loans
3

Check Cashing Store

The Check Cashing Store

★★★★☆
4.1/5

The Check Cashing Store is a local Memphis favorite offering payday loans and cash advance services alongside their core check cashing business. They're known for personalized service and quick turnaround times, with many customers praising their transparent fee structure and helpful staff. Their South Memphis location serves a broad customer base with reliable short-term lending solutions.

Experience:12 years
Reviews:132 customer reviews
3815 Elvis Presley Blvd, Memphis, TN

Loan Types:

Payday LoansCash AdvanceCheck CashingMoney Orders

How We Rate Memphis Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Memphis.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Memphis?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.