Best Payday Loan Lenders in Effingham, SC

Advance America is one of the nation's largest and most established payday lenders with over two decades of experience. Their Florence location serves Effingham residents with multiple loan options including payday advances, installment loans, and flexible credit lines. They maintain strong BBB ratings and are fully licensed in South Carolina, offering both in-store and online application options with transparent fee structures.

Check Into Cash has been serving the Florence area and Effingham community for over 14 years with reliable payday loan services. They offer competitive rates, multiple loan products including title loans, and convenient check cashing services. Known for their straightforward application process and professional customer service, they maintain strong local presence with extended hours and quick funding options for qualified applicants.

TitleMax is a leading title loan provider that also offers payday alternative loans to Effingham residents through their Florence location. With over two decades in business, they provide some of the highest loan amounts in the industry and flexible repayment terms. Their high customer rating reflects excellent service, transparent processes, and quick funding—often within the same day. They specialize in vehicle title loans but also offer signature loans for those needing smaller amounts.