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Best Payday Loan Lenders in Lincoln, RI

Our research team has identified the top 3 payday loan lenders in Lincolnbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.1/5
Avg Rating
12
Avg Experience
355
Total Reviews

Top Payday Loan Lenders in Lincoln

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America Cash Advance

★★★★☆
4.1/5

Advance America is one of the largest and most established payday loan providers in Rhode Island, with a physical location conveniently located in Lincoln. They offer multiple loan options including payday advances, installment loans, and lines of credit. With over 15 years serving the Lincoln community, they maintain strong customer satisfaction ratings and are fully licensed under Rhode Island state regulations.

Experience:15 years
Reviews:87 customer reviews
622 George Washington Hwy, Lincoln, RI 02865

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Check Into Cash

Check Into Cash of Rhode Island

★★★★☆
4/5

Check Into Cash operates a conveniently located branch in nearby North Providence that serves the Lincoln area. They offer competitive payday loan options along with title loans and installment loans. With over 25 years in business nationally and strong local presence, they provide reliable service with transparent terms. Their North Providence location is easily accessible from Lincoln and maintains excellent customer reviews.

Experience:12 years
Reviews:112 customer reviews
1445 Mineral Spring Ave, North Providence, RI 02904

Loan Types:

Payday LoansTitle LoansInstallment Loans
3

Pawtucket Credit Union

Pawtucket Credit Union Alternative Loans

★★★★☆
4.3/5

Pawtucket Credit Union offers payday alternative loans (PALs) that provide a more affordable option for Lincoln residents. As a federally insured credit union, they offer lower interest rates and better terms than traditional payday lenders. Their small dollar loan program helps members avoid the debt cycle of conventional payday loans while providing immediate financial assistance. They have served the greater Providence area including Lincoln for decades with exceptional member satisfaction.

Experience:10 years
Reviews:156 customer reviews
30 Baldwin St, Pawtucket, RI 02860

Loan Types:

Payday Alternative LoansSmall Dollar LoansPersonal Loans

How We Rate Lincoln Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Lincoln.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Lincoln?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.