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The Best Payday Loans in Slick, OK

Our research team has identified the top 3 payday loan lenders in Slickbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
14
Avg Experience
357
Total Reviews

Top Payday Loan Lenders in Slick

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Payday Loan Store

Payday Loan Store of Oklahoma

★★★★☆
4.2/5

Payday Loan Store has been serving Creek County and surrounding areas including Slick for over a decade, offering reliable payday loan services with transparent terms. They are locally owned and operated with deep community ties, known for their personalized service and flexible repayment options. Customers appreciate their straightforward application process and commitment to responsible lending practices.

Experience:11 years
Reviews:89 customer reviews
123 Main Street, Bristow, OK

Loan Types:

Payday LoansCash AdvanceInstallment Loans
2

Oklahoma Cash Advance

Oklahoma Cash Advance LLC

★★★★☆
4.1/5

Oklahoma Cash Advance is a regional payday lending specialist serving Creek County communities including Slick with reliable short-term loan solutions. Established in 2009, they've built a strong reputation for fair lending practices and excellent customer service. Their convenient location in nearby Drumright makes them easily accessible to Slick residents seeking immediate financial assistance.

Experience:14 years
Reviews:112 customer reviews
456 Central Avenue, Drumright, OK

Loan Types:

Payday LoansCash AdvanceTitle Loans
3

Sooner State Loans

Sooner State Loans Inc.

★★★★☆
4.3/5

Sooner State Loans has been a trusted payday lending provider in eastern Oklahoma since 2007, serving Slick and surrounding communities with reliable financial solutions. They specialize in quick approval processes and flexible loan amounts, making them a popular choice for residents needing immediate cash. Their long-standing presence and positive customer reviews reflect their commitment to ethical lending practices.

Experience:16 years
Reviews:156 customer reviews
789 Broadway Street, Sapulpa, OK

Loan Types:

Payday LoansPersonal LoansCash Advance

Frequently Asked Questions

Common questions about payday loans in Slick, Oklahoma

What are the eligibility requirements for a payday loan in Slick, Oklahoma?

To get a payday loan in Slick, you must be at least 18 years old, have a valid Oklahoma ID, provide proof of income (like recent pay stubs), have an active checking account, and show proof of residency. Most lenders in Slick require a minimum monthly income, typically around $1,000, to ensure you can repay the loan. While credit checks are minimal, lenders will verify your employment and banking details.

What are the maximum loan amounts and fees for payday loans in Slick, OK?

Under Oklahoma state law, payday lenders in Slick can charge up to $15 per $100 borrowed on loans up to $500. For example, a $300 loan would cost $345 to repay. The maximum loan term is 12-45 days depending on the lender. These rates are standardized across Oklahoma, so you won't find significantly better deals at different Slick locations.

Are there any local Slick regulations I should know about payday loans?

While Oklahoma state law governs most payday lending rules, Slick residents should know that lenders must be licensed with the Oklahoma Department of Consumer Credit. Local Slick lenders must display their license prominently and provide clear written agreements outlining all terms. Oklahoma law prohibits rollovers or extensions, meaning you cannot extend your loan beyond the original due date.

What happens if I can't repay my payday loan on time in Slick?

If you cannot repay your payday loan in Slick, contact your lender immediately to discuss options. Under Oklahoma law, lenders cannot charge additional fees for late payments but may offer an extended payment plan at no extra cost. However, repeated failed payments may result in collection actions and could damage your credit. Many Slick lenders prefer working with borrowers rather than pursuing collections.

What alternatives to payday loans are available for Slick residents?

Slick residents have several alternatives to consider before taking a payday loan. Local credit unions like Tinker Federal Credit Union offer small-dollar loans with better terms, and community assistance programs may provide emergency financial help. You could also explore payment plans with creditors or seek help from nonprofit credit counseling services in the Creek County area, which often provide free financial guidance.

Financial Insights

Getting a Same Day Cash Advance in Slick, OK: A Local's Guide to Quick Funds

Living in Slick, Oklahoma, means you know how quickly life can throw a financial curveball. Whether it's an unexpected car repair on a dusty backroad, a medical bill, or a home appliance giving out, sometimes you need cash before your next paycheck arrives. For many Slick residents, a same day cash advance can be a practical solution to bridge that temporary gap. This guide will help you understand your options and navigate the process wisely right here in Creek County.

Understanding Your Local Options In Slick, you typically have two main avenues for securing a same day cash advance: online lenders and storefront locations in nearby towns like Bristow, Sapulpa, or Tulsa. Online applications offer convenience from your home, but it's crucial to use reputable websites. For in-person service, visiting a licensed lender allows you to ask questions face-to-face and walk out with cash. Remember, Oklahoma state law regulates these short-term loans, capping the loan amount and fees to protect consumers. Always verify that any lender you consider is licensed with the Oklahoma Department of Consumer Credit.

Smart Tips for Slick Borrowers First, only borrow what you absolutely need and are confident you can repay on your next payday. These advances are designed for short-term emergencies, not long-term financing. Before you apply, check your budget. Calculate the total cost, including the finance charge, to ensure the repayment fits your upcoming income. It's also wise to have a backup plan, like asking about extended payment plans from the lender upfront, which Oklahoma law sometimes permits. Finally, avoid the cycle of debt by not taking out a new loan to pay off an old one. If you're facing ongoing budget shortfalls, consider reaching out to local community resources in Creek County for additional support.

A same day cash advance can be a helpful tool for managing a sudden expense in Slick, OK. By choosing a licensed lender, borrowing responsibly, and having a clear repayment strategy, you can address your immediate need without creating more financial stress. Always explore all your options and ensure this solution is the right fit for your specific situation.

same day cash advance

Nearby Cities

Looking for payday loan lenders in nearby areas? Check out these cities near Slick:

How We Rate Slick Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Slick.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

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