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Best Payday Loan Lenders in Spencerville, OH

Our research team has identified the top 3 payday loan lenders in Spencervillebased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
15
Avg Experience
355
Total Reviews

Top Payday Loan Lenders in Spencerville

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Check-into-Cash

Check Into Cash of Ohio

★★★★☆
4.3/5

One of the most established payday loan providers in the region with multiple locations serving the Spencerville area. They offer fast funding options, flexible repayment terms, and have maintained strong customer satisfaction ratings for over 15 years in the Lima/Spencerville market.

Experience:15 years
Reviews:87 customer reviews
1930 N Cable Rd, Lima, OH 45805

Loan Types:

Payday LoansInstallment LoansTitle Loans
2

Advance America

Advance America Cash Advance

★★★★☆
4.1/5

A nationally recognized lender with a strong local presence in the Lima area serving Spencerville residents. Known for transparent lending practices, multiple loan options, and convenient in-store service. They have helped thousands of customers in the region with short-term financial needs.

Experience:12 years
Reviews:112 customer reviews
2400 Elida Rd, Lima, OH 45805

Loan Types:

Payday LoansCash AdvancesInstallment Loans
3

Lima Check Exchange

Lima Check Exchange Inc

★★★★☆
4.4/5

A locally owned and operated financial services company that has served the greater Lima/Spencerville area since 2003. They specialize in personalized service, competitive rates, and building long-term relationships with customers. Highly rated for their community involvement and customer-focused approach to short-term lending solutions.

Experience:18 years
Reviews:156 customer reviews
1200 Bellefontaine Ave, Lima, OH 45804

Loan Types:

Payday LoansCheck CashingTitle LoansMoney Orders

How We Rate Spencerville Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Spencerville.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Spencerville?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.