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Best Payday Loan Lenders in Oak Harbor, OH

Our research team has identified the top 3 payday loan lenders in Oak Harborbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
12
Avg Experience
293
Total Reviews

Top Payday Loan Lenders in Oak Harbor

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America

★★★★☆
4.2/5

Advance America is one of the largest and most established payday loan providers in the region, serving Oak Harbor residents with multiple financial solutions. With over two decades of experience, they offer quick approval processes, transparent terms, and multiple location options throughout Northwest Ohio. Their Port Clinton location is the closest physical branch serving Oak Harbor customers.

Experience:15 years
Reviews:87 customer reviews
1619 E Perry St, Port Clinton, OH 43452

Loan Types:

Payday LoansInstallment LoansTitle Loans
2

CheckSmart

CheckSmart

★★★★☆
4.1/5

CheckSmart is a reputable regional chain with strong presence throughout Ohio, known for reliable payday advance services and excellent customer support. Their Fremont location serves the Oak Harbor area with quick funding options, flexible repayment terms, and multiple financial services. They maintain high customer satisfaction ratings with transparent fee structures and professional service.

Experience:12 years
Reviews:112 customer reviews
2000 W State St, Fremont, OH 43420

Loan Types:

Payday AdvancesCheck CashingMoney Orders
3

Cashland

Cashland Financial Services

★★★★☆
4.3/5

Cashland is a well-established Ohio-based lender with multiple locations serving the Northwest Ohio region. Their Fremont branch provides convenient access for Oak Harbor residents seeking payday loans with competitive rates and flexible terms. They are known for their straightforward application process, same-day funding options, and commitment to responsible lending practices with clear disclosure of all terms and conditions.

Experience:10 years
Reviews:94 customer reviews
1337 Tiffin St, Fremont, OH 43420

Loan Types:

Payday LoansInstallment LoansCheck Cashing

How We Rate Oak Harbor Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Oak Harbor.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Oak Harbor?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.