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Best Payday Loan Lenders in Coldwater, OH

Our research team has identified the top 3 payday loan lenders in Coldwaterbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
12
Avg Experience
268
Total Reviews

Top Payday Loan Lenders in Coldwater

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America

★★★★☆
4.3/5

As one of the largest and most established payday loan providers in the region, Advance America has served the Coldwater area for over 15 years with reliable short-term lending solutions. Their Celina location is the closest physical branch to Coldwater and offers convenient in-person service. They maintain strong BBB accreditation and are known for transparent lending practices and multiple loan options including payday advances, installment loans, and title loans.

Experience:15 years
Reviews:89 customer reviews
801 E Wayne St, Celina, OH 45822

Loan Types:

Payday LoansInstallment LoansTitle Loans
2

Check Into Cash

Check Into Cash

★★★★☆
4.1/5

Check Into Cash operates a well-regarded branch in nearby Celina that serves the Coldwater community with payday loans and cash advance services. With over 25 years in the industry, they offer competitive rates and flexible repayment options. Their local presence includes knowledgeable staff who understand the financial needs of Mercer County residents. They provide both in-store and online application options for convenience.

Experience:12 years
Reviews:67 customer reviews
1200 E Wayne St, Celina, OH 45822

Loan Types:

Payday LoansCash AdvancesTitle Loans
3

Cashland

Cashland Financial Services

★★★★☆
4.2/5

Cashland has been serving Ohio communities for over 35 years with their Celina location providing accessible financial services to Coldwater residents. They specialize in payday loans, installment loans, and check cashing services. Known for their customer-friendly approach and clear terms, Cashland maintains strong local relationships and offers personalized service. Their extensive experience in the Ohio market makes them a trusted choice for short-term lending needs.

Experience:10 years
Reviews:112 customer reviews
801 E Wayne St, Celina, OH 45822

Loan Types:

Payday LoansInstallment LoansCheck Cashing

How We Rate Coldwater Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Coldwater.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Coldwater?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.