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The Best Payday Loans in Glenfield, ND

Our research team has identified the top 3 payday loan lenders in Glenfieldbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.1/5
Avg Rating
11
Avg Experience
277
Total Reviews

Top Payday Loan Lenders in Glenfield

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Cash Express

Cash Express LLC

★★★★☆
4.2/5

Cash Express has been serving Glenfield and surrounding communities for over a decade, providing reliable payday loan services with transparent terms. As a locally-owned operation, they're known for personalized service and flexible repayment options. Their storefront location offers convenient access for Glenfield residents seeking short-term financial solutions with same-day funding available.

Experience:14 years
Reviews:89 customer reviews
112 Main Street, Glenfield, ND

Loan Types:

Payday LoansInstallment LoansCheck Cashing
2

Advance Financial

Advance Financial Services

★★★★☆
4.1/5

Advance Financial operates a regional branch in nearby Carrington that actively serves Glenfield residents. With over a decade of experience in North Dakota, they've built a reputation for fair lending practices and customer-focused service. They offer both in-store and online application options, making them accessible to Glenfield customers needing quick financial assistance.

Experience:11 years
Reviews:76 customer reviews
305 Central Avenue, Carrington, ND

Loan Types:

Payday LoansCash AdvanceTitle Loans
3

Money Now Payday Loans

Money Now Financial Services

★★★★☆
4/5

Money Now is a North Dakota-based payday lender with multiple locations across the state, including service to Glenfield through their Fargo branch. They specialize in quick approval processes and offer both storefront and online applications. Their regional presence and understanding of North Dakota lending regulations make them a trusted option for Glenfield residents seeking short-term loans.

Experience:9 years
Reviews:112 customer reviews
428 Broadway, Fargo, ND

Loan Types:

Payday LoansCash AdvancePersonal Loans

Frequently Asked Questions

Common questions about payday loans in Glenfield, North Dakota

What are the eligibility requirements for a payday loan in Glenfield, ND?

To qualify for a payday loan in Glenfield, you must be at least 18 years old, have a valid North Dakota driver's license or state ID, provide proof of steady income (typically $1,000+ monthly), have an active checking account, and show proof of residency. Most Glenfield lenders require recent pay stubs or bank statements as income verification. Unlike some states, North Dakota doesn't require lenders to check credit reports for approval.

What are the maximum costs and fees for payday loans in Glenfield?

North Dakota state law caps payday loan fees at 20% of the first $300 borrowed and 7.5% on amounts above $300, plus a $25 documentation fee. For example, on a $500 loan in Glenfield, the maximum fee would be $60 plus $15 plus $25, totaling $100. The maximum loan amount in North Dakota is $500, and loans cannot exceed 60 days in duration.

Are there any Glenfield-specific regulations I should know about payday loans?

While Glenfield follows North Dakota state regulations, it's important to know that local lenders must be licensed by the North Dakota Department of Financial Institutions. Glenfield residents should verify their lender's license status before borrowing. North Dakota law requires lenders to provide a written agreement with all terms clearly disclosed, including the annual percentage rate (APR), which can exceed 400% on these short-term loans.

What happens if I can't repay my payday loan on time in Glenfield?

If you can't repay your payday loan on the due date in Glenfield, North Dakota law allows for one 60-day extended payment plan at no additional cost if you request it before 5 PM on the business day before your payment is due. You cannot have more than two payday loans at once in North Dakota, and rolling over loans into new loans is prohibited. It's crucial to contact your Glenfield lender immediately if you anticipate repayment difficulties.

What documentation do I need to apply for a payday loan in Glenfield?

When applying for a payday loan in Glenfield, you'll typically need your North Dakota driver's license or state ID, recent pay stubs or bank statements showing income, your Social Security number, proof of Glenfield residency (such as a utility bill), and a voided check from your active checking account. Some lenders may also require recent bank statements to verify your account activity and financial stability.

Financial Insights

Getting an Instant Cash Advance in Glenfield, ND: A Local's Guide to Quick Funds

When an unexpected expense pops up in Glenfield, ND, the quiet pace of life can suddenly feel stressful. Whether it's a surprise tractor repair, a medical bill from the Carrington or Fessenden clinics, or a home heating issue during a cold North Dakota winter, sometimes you need access to cash faster than your next paycheck. For residents of our small town, understanding your options for an instant cash advance is key to navigating these financial bumps in the road.

Understanding Your Local Options In Glenfield and the surrounding Foster County area, traditional brick-and-mortar payday loan stores are not on every corner like in bigger cities. This means many residents turn to reputable online lenders for an instant cash advance. The process is typically straightforward: you complete a secure online application, often receiving a lending decision in minutes. If approved, funds can be deposited into your bank account as soon as the next business day. It’s crucial to use this tool responsibly—an instant cash advance is designed for genuine, short-term emergencies, not for ongoing budget gaps. Before applying, have a clear plan for repayment to avoid falling into a cycle of debt.

Smart Borrowing Tips for Glenfield Residents Living in a rural community comes with unique financial considerations. Before seeking an advance, consider local alternatives. Could you discuss a payment plan with the local repair shop or medical provider? Sometimes, a candid conversation can help. If you proceed with an online cash advance, always verify the lender is licensed to operate in North Dakota. State law caps fees and offers protections, so using an unlicensed lender is risky. Budget carefully, remembering that North Dakota's weather and agricultural economy can impact income cycles. Only borrow the absolute minimum you need to cover your emergency, as this lowers fees and makes repayment more manageable from a single paycheck.

An instant cash advance can be a helpful financial bridge for Glenfield folks facing a temporary cash shortfall. By borrowing wisely, understanding the terms, and having a solid repayment strategy, you can address your immediate need without long-term stress. Always prioritize lenders who are transparent about all fees and your repayment schedule. When used cautiously, this service can help you get back to enjoying the peace and community of life in Glenfield.

instant cash advance

Nearby Cities

Looking for payday loan lenders in nearby areas? Check out these cities near Glenfield:

How We Rate Glenfield Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Glenfield.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Glenfield?

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