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Best Payday Loan Lenders in Wilmington, NC

Our research team has identified the top 3 payday loan lenders in Wilmingtonbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
12
Avg Experience
539
Total Reviews

Top Payday Loan Lenders in Wilmington

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America Cash Advance

★★★★☆
4.3/5

One of the largest and most established payday loan providers in Wilmington with multiple locations throughout the city. Advance America offers transparent lending terms, multiple loan options, and has built a strong reputation for reliable service over 15+ years in the Wilmington market. They are fully licensed and comply with North Carolina lending regulations.

Experience:15 years
Reviews:187 customer reviews
5109 Carolina Beach Rd, Wilmington, NC

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Check Into Cash

Check Into Cash of North Carolina

★★★★☆
4.1/5

A reputable regional chain with a strong presence in Wilmington, offering flexible payday loan solutions with clear terms and competitive rates. Check Into Cash has served the Wilmington community for over a decade with multiple convenient locations. They are known for their straightforward application process and commitment to customer service excellence.

Experience:12 years
Reviews:134 customer reviews
4621 Carolina Beach Rd, Wilmington, NC

Loan Types:

Payday AdvancesInstallment LoansTitle Loans
3

Mr. Payday

Mr. Payday Corporation

★★★★☆
4.4/5

A highly-rated online payday lender that serves the Wilmington area with fast funding and excellent customer service. Mr. Payday offers a completely online application process with quick approval decisions and same-day funding options. They have built a strong reputation for reliability, transparent pricing, and helping customers with emergency financial needs throughout North Carolina.

Experience:10 years
Reviews:218 customer reviews
Online Service - Serves Wilmington Area

Loan Types:

Online Payday LoansCash AdvancesEmergency Loans

How We Rate Wilmington Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Wilmington.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Wilmington?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.