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Best Payday Loan Lenders in Stem, NC

Our research team has identified the top 3 payday loan lenders in Stembased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
14
Avg Experience
475
Total Reviews

Top Payday Loan Lenders in Stem

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America

★★★★☆
4.2/5

As one of the largest and most established payday loan providers in the region, Advance America has been serving North Carolina communities for over two decades. Their Henderson location serves the Stem area with reliable payday loans, installment loans, and flexible credit options. Known for their transparent fee structure and professional service, they maintain strong customer satisfaction ratings throughout the state.

Experience:15 years
Reviews:187 customer reviews
1220 E Montgomery St, Henderson, NC 27536

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Check Into Cash

Check Into Cash

★★★★☆
4.1/5

Check Into Cash operates a well-reviewed Henderson location that serves the Stem community with comprehensive financial services. With nearly 30 years of industry experience nationwide, they offer payday advances, title loans, and check cashing services. Customers appreciate their straightforward application process and multiple loan options, making them a trusted choice for short-term financial needs in the region.

Experience:14 years
Reviews:132 customer reviews
925 S Beckford Dr, Henderson, NC 27536

Loan Types:

Payday AdvancesTitle LoansCheck Cashing
3

Mr. Money

Mr. Money of North Carolina

★★★★☆
4.3/5

Mr. Money operates multiple locations throughout North Carolina, including their Oxford branch that serves the Stem area. They specialize in payday loans, installment loans, and title pawn services with a strong reputation for customer service and fair lending practices. Their local presence and commitment to community service make them a preferred choice for residents seeking reliable short-term financial solutions.

Experience:12 years
Reviews:156 customer reviews
101 E Industry Ave, Oxford, NC 27565

Loan Types:

Payday LoansInstallment LoansTitle Pawns

How We Rate Stem Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Stem.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Stem?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.