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Best Payday Loan Lenders in Oak Island, NC

Our research team has identified the top 3 payday loan lenders in Oak Islandbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
14
Avg Experience
400
Total Reviews

Top Payday Loan Lenders in Oak Island

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America

★★★★☆
4.3/5

One of the largest and most established payday loan providers in the region with multiple locations serving the Oak Island area. They offer quick funding, transparent terms, and have maintained strong customer satisfaction ratings for over two decades of service in North Carolina.

Experience:15 years
Reviews:187 customer reviews
5829 Carolina Beach Rd, Wilmington, NC 28412

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Check Into Cash

Check Into Cash

★★★★☆
4.1/5

A reputable national chain with strong presence in southeastern North Carolina, known for their straightforward application process and reliable customer service. They serve the Oak Island community with multiple convenient locations and flexible loan options.

Experience:12 years
Reviews:124 customer reviews
5129 South College Rd, Wilmington, NC 28412

Loan Types:

Payday AdvancesTitle LoansInstallment Loans
3

Carolina Payday Loans

Carolina Payday Loans Inc.

★★★★☆
4.4/5

A well-regarded regional lender specializing in serving coastal North Carolina communities including Oak Island. They are known for their personalized service, competitive rates, and deep understanding of local financial needs with consistently high customer satisfaction ratings.

Experience:14 years
Reviews:89 customer reviews
4620 Oleander Dr, Wilmington, NC 28403

Loan Types:

Payday LoansCash AdvancesShort-term Loans

How We Rate Oak Island Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Oak Island.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Oak Island?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.