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Best Payday Loan Lenders in Waterloo, NY

Our research team has identified the top 3 payday loan lenders in Waterloobased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
14
Avg Experience
228
Total Reviews

Top Payday Loan Lenders in Waterloo

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America

★★★★☆
4.3/5

Advance America is one of the largest and most established payday loan providers in the Waterloo area, operating for over two decades with a strong local presence. They offer multiple loan options including payday advances, installment loans, and flexible credit lines. Known for their straightforward application process and transparent terms, they maintain a 4.3-star rating from local customers for reliable service and professional staff.

Experience:15 years
Reviews:87 customer reviews
1550 Route 414, Waterloo, NY 13165

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Check Into Cash

Check Into Cash

★★★★☆
4.1/5

Check Into Cash operates a conveniently located branch in nearby Seneca Falls that serves the Waterloo community. With over 25 years in business, they provide payday loans, title loans, and check cashing services. Customers appreciate their quick funding options and knowledgeable staff, earning them a 4.1-star rating for consistent service quality and helpful customer support.

Experience:14 years
Reviews:63 customer reviews
1970 Route 5 & 20, Seneca Falls, NY 13148

Loan Types:

Payday AdvancesTitle LoansCheck Cashing
3

Speedy Cash

Speedy Cash

★★★★☆
4.2/5

Speedy Cash serves the Waterloo area from their Geneva location, offering both in-store and online payday loan options. With nearly 25 years of experience, they provide flexible repayment terms and multiple loan products. They maintain a 4.2-star rating for their efficient service, competitive rates, and commitment to helping customers with short-term financial needs through transparent lending practices.

Experience:12 years
Reviews:78 customer reviews
476 Hamilton Street, Geneva, NY 14456

Loan Types:

Payday LoansInstallment LoansOnline Options

How We Rate Waterloo Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Waterloo.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Waterloo?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.