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Best Payday Loan Lenders in Waterford, NY

Our research team has identified the top 3 payday loan lenders in Waterfordbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
12
Avg Experience
262
Total Reviews

Top Payday Loan Lenders in Waterford

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America Cash Advance

★★★★☆
4.3/5

One of the nation's largest and most established payday loan providers with a strong presence in the Capital Region. They offer multiple loan options with transparent terms and have been serving the Waterford area for over 15 years with reliable service and convenient locations.

Experience:15 years
Reviews:87 customer reviews
1619 Central Ave, Albany, NY 12205

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Check Into Cash

Check Into Cash of New York

★★★★☆
4.1/5

A reputable regional chain with multiple locations serving the Capital District. They provide fast payday loan services to Waterford residents with straightforward application processes and have maintained strong customer satisfaction ratings for over a decade in the region.

Experience:12 years
Reviews:63 customer reviews
1672 Central Ave, Albany, NY 12205

Loan Types:

Payday AdvancesInstallment LoansCheck Cashing
3

Regional Finance

Regional Management Corp.

★★★★☆
4.4/5

While primarily focusing on personal installment loans, Regional Finance serves the Waterford area with competitive short-term lending options. They have excellent customer reviews for their professional service, flexible repayment terms, and commitment to responsible lending practices in the Capital Region.

Experience:10 years
Reviews:112 customer reviews
1781 Central Ave, Albany, NY 12205

Loan Types:

Personal LoansInstallment LoansDebt Consolidation

How We Rate Waterford Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Waterford.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Waterford?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.