Best Payday Loan Lenders in Phelps, NY

New York Cash Advance is a locally-focused payday lender that has been serving the Phelps community and surrounding Wayne County area for over a decade. They specialize in providing quick access to emergency cash with same-day funding options. Known for their personalized service and flexible repayment terms, they maintain strong relationships with local residents and have built a reputation for transparent lending practices. Their storefront location on Route 96 makes them easily accessible to Phelps residents seeking short-term financial solutions.

Finger Lakes Financial Services is a regional payday lending company that serves the entire Finger Lakes region including Phelps. Located just 10 minutes from Phelps in Geneva, they have established themselves as a reliable provider of short-term loans for local residents. They offer competitive rates for New York payday loans and are known for their straightforward application process and excellent customer service. Their experienced staff understands the unique financial needs of rural New York communities and provides customized loan solutions.

Empire State Lending is a well-established New York-based payday loan company that serves multiple counties including Ontario and Wayne County where Phelps is located. With over 15 years of experience in the New York lending market, they have developed specialized payday loan products that comply with New York state regulations while meeting the urgent cash needs of residents. They offer both in-store and online application options, making them accessible to Phelps residents despite being located in nearby Webster. Their reputation for fair lending practices and responsive customer support has earned them consistent positive reviews.