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Best Payday Loan Lenders in Oyster Bay, NY

Our research team has identified the top 3 payday loan lenders in Oyster Baybased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
12
Avg Experience
3029
Total Reviews

Top Payday Loan Lenders in Oyster Bay

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America

★★★★☆
4.1/5

As one of the largest and most established alternative financial services companies in the region, Advance America serves the Oyster Bay area with multiple locations throughout Nassau County. They offer compliant lending solutions with transparent terms and have maintained strong customer satisfaction ratings for over two decades of operation in New York.

Experience:15 years
Reviews:87 customer reviews
3850 Hempstead Turnpike, Levittown, NY 11756

Loan Types:

Installment LoansCash AdvanceLine of Credit
2

Check Into Cash

Check Into Cash

★★★★☆
4/5

With a strong presence throughout Long Island, Check Into Cash provides reliable financial services to Oyster Bay residents. They operate multiple locations in nearby communities and are known for their straightforward application process and professional customer service. The company has built a reputation for helping customers with short-term financial needs while maintaining compliance with New York lending regulations.

Experience:12 years
Reviews:92 customer reviews
5014 Sunrise Hwy, Massapequa Park, NY 11762

Loan Types:

Installment LoansCash AdvancesCheck Cashing
3

OppLoans

Opportunity Financial LLC

★★★★☆
4.8/5

While not a traditional payday lender, OppLoans offers highly-rated online installment loans to New York residents including those in Oyster Bay. They provide a superior alternative to payday loans with longer repayment terms, lower rates, and excellent customer service. With over 2,800 reviews and a 4.8-star rating, they are one of the highest-rated online lenders serving New York customers with transparent terms and no hidden fees.

Experience:10 years
Reviews:2850 customer reviews
Online Service (Headquarters: Chicago, IL)

Loan Types:

Online Installment LoansPersonal LoansCredit Builder Loans

How We Rate Oyster Bay Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Oyster Bay.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Oyster Bay?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.