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Best Payday Loan Lenders in Odessa, NY

Our research team has identified the top 3 payday loan lenders in Odessabased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
12
Avg Experience
274
Total Reviews

Top Payday Loan Lenders in Odessa

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America

★★★★☆
4.3/5

One of the largest and most established payday loan providers in the region, Advance America has been serving the Southern Tier area for over 15 years. They offer multiple loan options with transparent terms and have a strong reputation for customer service. Their Horseheads location serves the Odessa area with convenient hours and multiple application options including online and in-store.

Experience:15 years
Reviews:87 customer reviews
3300 Chambers Rd, Horseheads, NY 14845

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Check Into Cash

Check Into Cash

★★★★☆
4.1/5

A reputable national chain with strong local presence, Check Into Cash has been serving the Elmira area which includes Odessa residents. They offer competitive rates and flexible repayment options. Known for their straightforward application process and professional service, they maintain high customer satisfaction ratings with multiple convenient locations throughout the region.

Experience:12 years
Reviews:63 customer reviews
1000 County Road 64, Elmira, NY 14903

Loan Types:

Payday AdvancesInstallment LoansTitle Loans
3

Finger Lakes Federal Credit Union

Finger Lakes Federal Credit Union

★★★★☆
4.5/5

While not a traditional payday lender, Finger Lakes FCU offers payday alternative loans (PALs) that provide much better terms and lower rates than typical payday loans. They serve the entire Southern Tier region including Odessa residents. As a credit union, they focus on member service and financial education, making them an excellent option for those seeking short-term credit with more favorable terms.

Experience:10 years
Reviews:124 customer reviews
3495 Winyah Dr, Horseheads, NY 14845

Loan Types:

Payday Alternative LoansPersonal LoansEmergency Loans

How We Rate Odessa Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Odessa.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Odessa?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.