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Best Payday Loan Lenders in Ocean Beach, NY

Our research team has identified the top 3 payday loan lenders in Ocean Beachbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
13
Avg Experience
544
Total Reviews

Top Payday Loan Lenders in Ocean Beach

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America Cash Advance

★★★★☆
4.3/5

One of the largest and most established payday loan providers in New York with multiple locations serving Long Island. They offer flexible repayment options, transparent fee structures, and have maintained strong customer satisfaction ratings for over two decades of service in the region.

Experience:15 years
Reviews:187 customer reviews
1360 Route 112, Port Jefferson Station, NY 11776

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Check Into Cash

Check Into Cash of New York

★★★★☆
4.1/5

A reputable national chain with strong presence on Long Island, serving Ocean Beach and surrounding communities. Known for quick funding, multiple loan options, and professional service. They have maintained consistent high ratings for customer service and reliability in the payday lending industry.

Experience:14 years
Reviews:92 customer reviews
1471 Route 112, Port Jefferson Station, NY 11776

Loan Types:

Payday LoansInstallment LoansCheck Cashing
3

MoneyLion

MoneyLion Inc.

★★★★☆
4.5/5

A leading digital financial platform serving New York with highly rated instant cash advance services. Offers same-day funding, no credit check options, and flexible repayment terms. Their mobile app and online platform provide convenient access to funds for Ocean Beach residents with exceptional customer support ratings.

Experience:9 years
Reviews:265 customer reviews
Online Service (Serves all of New York)

Loan Types:

Instant Cash AdvanceInstallment LoansCredit Builder Loans

How We Rate Ocean Beach Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Ocean Beach.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Ocean Beach?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.