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Best Payday Loan Lenders in Houghton, NY

Our research team has identified the top 3 payday loan lenders in Houghtonbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.1/5
Avg Rating
14
Avg Experience
279
Total Reviews

Top Payday Loan Lenders in Houghton

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Money Mart

Money Mart Financial Services

★★★★☆
4.2/5

Money Mart is a well-established regional payday lender with strong presence across New York state, serving Houghton residents from their nearby Ithaca location. They offer quick payday loans and cash advances with transparent terms and multiple repayment options. Known for their professional service and convenient store hours, they've built a solid reputation for helping customers with short-term financial needs while maintaining full compliance with New York lending regulations.

Experience:12 years
Reviews:89 customer reviews
201 S Meadow St, Ithaca, NY

Loan Types:

Payday LoansCash AdvanceCheck Cashing
2

Advance America

Advance America Cash Advance

★★★★☆
4.1/5

Advance America operates one of the most accessible payday loan locations near Houghton, serving the broader Finger Lakes region. With over 15 years of local operation, they provide reliable short-term lending solutions including same-day payday loans and flexible cash advances. Their experienced staff understands the unique financial needs of rural New York communities and offers personalized service with clear loan terms and multiple funding options.

Experience:15 years
Reviews:112 customer reviews
330 Pine Tree Road, Ithaca, NY

Loan Types:

Payday LoansInstallment LoansCash Advance
3

Check Into Cash

Check Into Cash of New York

★★★★☆
4/5

Check Into Cash maintains a strong regional presence serving Houghton and surrounding communities from their Ithaca location. They specialize in providing accessible payday loans and cash advance services to residents throughout Tompkins County. With straightforward application processes and multiple loan options, they've built trust through consistent service and transparent lending practices. Their local team understands the seasonal financial challenges common in the Houghton area.

Experience:14 years
Reviews:78 customer reviews
748 S Meadow St, Ithaca, NY

Loan Types:

Payday LoansTitle LoansCash Advance

How We Rate Houghton Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Houghton.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Houghton?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.