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Best Payday Loan Lenders in New York, NY

Our research team has identified the top 3 payday loan lenders in New Yorkbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
12
Avg Experience
595
Total Reviews

Top Payday Loan Lenders in New York

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America

★★★★☆
4.3/5

One of the largest and most established payday loan providers in New York with multiple convenient locations throughout the city. They offer transparent terms, flexible repayment options, and have maintained an excellent reputation for customer service and reliability for over two decades.

Experience:15 years
Reviews:220 customer reviews
Multiple locations throughout NYC

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Check Into Cash

Check Into Cash

★★★★☆
4.1/5

A nationally recognized lender with strong presence in the New York area, known for quick funding, competitive rates, and excellent customer support. They offer both in-store and online options with a straightforward application process and fast approval times.

Experience:12 years
Reviews:180 customer reviews
Serving the New York metropolitan area

Loan Types:

Payday AdvancesInstallment LoansTitle Loans
3

ACE Cash Express

ACE Cash Express

★★★★☆
4.2/5

A trusted financial services provider with extensive experience serving New York residents. They offer same-day funding options, flexible loan amounts, and additional financial services. Known for their professional staff, clear communication, and commitment to responsible lending practices.

Experience:10 years
Reviews:195 customer reviews
Multiple NYC locations

Loan Types:

Payday LoansCash AdvancesCheck Cashing

How We Rate New York Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in New York.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in New York?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.