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Best Payday Loan Lenders in Durham, NY

Our research team has identified the top 3 payday loan lenders in Durhambased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
15
Avg Experience
202
Total Reviews

Top Payday Loan Lenders in Durham

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America Cash Advance

★★★★☆
4.3/5

One of the nation's largest and most established payday loan providers with multiple locations serving the Durham area. They offer quick approval processes, multiple loan options, and have been serving New York communities for over two decades with transparent lending practices and physical locations for in-person service.

Experience:15 years
Reviews:87 customer reviews
136 River Street, Oneonta, NY 13820

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Check Into Cash

Check Into Cash of New York

★★★★☆
4.1/5

A reputable regional chain with strong presence in upstate New York, serving Durham residents with reliable short-term lending solutions. Known for their straightforward application process, clear fee structures, and multiple location convenience throughout the region with decades of industry experience.

Experience:12 years
Reviews:63 customer reviews
4814 State Highway 23, Oneonta, NY 13820

Loan Types:

Payday AdvancesInstallment LoansTitle Loans
3

Oneonta Loans & Tax Service

Oneonta Financial Services

★★★★☆
4.4/5

A highly-rated local financial service provider serving the Durham area with personalized payday loan solutions and additional financial services. They have built an excellent reputation for customer service, local community involvement, and providing tailored financial solutions to residents throughout Greene County and surrounding areas.

Experience:18 years
Reviews:52 customer reviews
17 Dietz Street, Oneonta, NY 13820

Loan Types:

Payday LoansTax PreparationFinancial Services

How We Rate Durham Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Durham.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Durham?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.