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Best Payday Loan Lenders in Cold Spring, NY

Our research team has identified the top 3 payday loan lenders in Cold Springbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
12
Avg Experience
408
Total Reviews

Top Payday Loan Lenders in Cold Spring

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America

★★★★☆
4.3/5

One of the largest and most established payday loan providers in the region, Advance America has served the Hudson Valley area for over 15 years. They offer multiple loan options with transparent terms and have built a strong reputation for reliable service and customer satisfaction. Their Wappingers Falls location conveniently serves Cold Spring residents.

Experience:15 years
Reviews:187 customer reviews
1500 Route 9, Wappingers Falls, NY 12590

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Check Into Cash

Check Into Cash

★★★★☆
4.1/5

A nationally recognized lender with strong local presence, Check Into Cash has been serving the Poughkeepsie/Wappingers Falls area for over a decade. They provide quick funding options and flexible repayment terms, with many customers praising their professional service and clear communication throughout the lending process.

Experience:10 years
Reviews:132 customer reviews
1240 Route 9, Wappingers Falls, NY 12590

Loan Types:

Payday AdvancesInstallment LoansTitle Loans
3

Mr. Payroll

Mr. Payroll

★★★★☆
4.4/5

A regional favorite serving the Hudson Valley, Mr. Payroll offers payday loans alongside comprehensive financial services. Known for their personalized customer service and community-focused approach, they've built strong relationships with local residents. Their Poughkeepsie location provides convenient access for Cold Spring area customers seeking reliable short-term lending solutions.

Experience:12 years
Reviews:89 customer reviews
2585 South Road, Poughkeepsie, NY 12601

Loan Types:

Payday LoansCheck CashingMoney Orders

How We Rate Cold Spring Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Cold Spring.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Cold Spring?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.