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Best Payday Loan Lenders in Scotch Plains, NJ

Our research team has identified the top 3 payday loan lenders in Scotch Plainsbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.1/5
Avg Rating
12
Avg Experience
475
Total Reviews

Top Payday Loan Lenders in Scotch Plains

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Check Into Cash

Check Into Cash of New York

★★★★☆
4.3/5

One of the most established and reputable payday loan providers serving the Scotch Plains area with multiple locations throughout New Jersey. They offer fast funding, transparent terms, and have maintained strong customer satisfaction ratings for over 15 years in the region. Known for their professional service and compliance with New Jersey lending regulations.

Experience:15 years
Reviews:187 customer reviews
1650 Stelton Rd, Piscataway, NJ 08854

Loan Types:

Payday LoansInstallment LoansTitle Loans
2

Advance America

Advance America Cash Advance

★★★★☆
4.1/5

A nationally recognized leader in the payday lending industry with a strong presence in Central New Jersey. They serve Scotch Plains residents with multiple convenient locations and offer both in-store and online application options. Advance America is known for their clear fee structures, responsive customer service, and quick funding process.

Experience:12 years
Reviews:156 customer reviews
561 US Highway 1, Edison, NJ 08817

Loan Types:

Payday AdvancesInstallment LoansLine of Credit
3

Check 'n Go

Check 'n Go of New Jersey

★★★★☆
4/5

A reliable regional payday loan provider with multiple service locations throughout Central New Jersey, including convenient access for Scotch Plains residents. They offer competitive rates, flexible repayment options, and have built a strong reputation for customer service and regulatory compliance. Their experienced staff provides personalized service for short-term financial needs.

Experience:10 years
Reviews:132 customer reviews
1255 Route 27, Somerset, NJ 08873

Loan Types:

Payday LoansCheck CashingMoney Orders

How We Rate Scotch Plains Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Scotch Plains.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Scotch Plains?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.