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Best Payday Loan Lenders in Oakland, NJ

Our research team has identified the top 3 payday loan lenders in Oaklandbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
12
Avg Experience
534
Total Reviews

Top Payday Loan Lenders in Oakland

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America Cash Advance

★★★★☆
4.3/5

As one of the largest and most established payday loan providers in the region, Advance America has been serving Northern New Jersey communities for over two decades. Their Wayne location provides convenient access for Oakland residents with transparent fee structures, multiple loan options, and extended hours. They maintain an A+ BBB rating and are fully licensed under New Jersey lending regulations.

Experience:15 years
Reviews:187 customer reviews
1470 Willowbrook Mall, Wayne, NJ 07470

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Check Into Cash

Check Into Cash of New Jersey

★★★★☆
4.1/5

Check Into Cash operates a well-reviewed location in nearby Wayne that serves the Oakland area with reliable short-term lending solutions. They offer competitive rates for New Jersey residents and have built a strong reputation for customer service and straightforward application processes. The company provides both in-store and online application options with quick funding availability.

Experience:12 years
Reviews:132 customer reviews
1250 Hamburg Turnpike, Wayne, NJ 07470

Loan Types:

Payday AdvancesInstallment LoansCheck Cashing
3

Mr. Payday

Mr. Payday Financial Services

★★★★☆
4.4/5

While not having a physical storefront in Oakland, Mr. Payday has established itself as one of the highest-rated online payday loan providers serving New Jersey residents. They specialize in quick online applications with same-day funding options and have particularly strong reviews for their customer service and transparent lending practices. Their digital platform makes them accessible to Oakland residents without requiring travel to physical locations.

Experience:10 years
Reviews:215 customer reviews
Serves Oakland, NJ remotely

Loan Types:

Online Payday LoansEmergency Cash AdvancesBad Credit Loans

How We Rate Oakland Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Oakland.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Oakland?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.