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Best Payday Loan Lenders in Caldwell, NJ

Our research team has identified the top 3 payday loan lenders in Caldwellbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.1/5
Avg Rating
12
Avg Experience
365
Total Reviews

Top Payday Loan Lenders in Caldwell

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America

★★★★☆
4.1/5

One of the largest and most established alternative financial services companies in New Jersey, serving the Caldwell area with multiple nearby locations. Offers transparent terms and multiple loan options with physical locations throughout northern NJ for in-person service.

Experience:15 years
Reviews:87 customer reviews
650 Bloomfield Ave, Clifton, NJ 07012

Loan Types:

Installment LoansCash AdvancesLine of Credit
2

Check Into Cash

Check Into Cash

★★★★☆
4/5

National chain with strong New Jersey presence offering regulated installment loans as payday alternatives. Known for straightforward application process and multiple financial services. Serves Caldwell residents with nearby locations and online options compliant with NJ lending regulations.

Experience:12 years
Reviews:63 customer reviews
395 Route 3 West, Clifton, NJ 07014

Loan Types:

Payday Alternative LoansInstallment LoansCheck Cashing
3

LendUp Loans

LendUp

★★★★☆
4.3/5

Online lending platform specifically designed to serve New Jersey residents with compliant short-term lending options. Offers transparent pricing, credit education resources, and a fully digital experience. Licensed to operate in NJ with rates and terms that comply with state regulations.

Experience:10 years
Reviews:215 customer reviews
Online Service - Serves NJ Residents

Loan Types:

Online Installment LoansCredit Building ProductsShort-term Loans

How We Rate Caldwell Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Caldwell.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Caldwell?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.