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Best Payday Loan Lenders in Sauk Rapids, MN

Our research team has identified the top 3 payday loan lenders in Sauk Rapidsbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.1/5
Avg Rating
12
Avg Experience
208
Total Reviews

Top Payday Loan Lenders in Sauk Rapids

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Minnesota Cash Advance

Minnesota Cash Advance

★★★★☆
4.2/5

Minnesota Cash Advance is a locally-owned payday lending company that has served the Central Minnesota area for over a decade. They specialize in providing quick cash solutions to Sauk Rapids residents with same-day funding options. Known for their personalized service and transparent lending practices, they offer flexible repayment terms and have built a strong reputation for helping customers through financial emergencies. Their convenient Waite Park location is easily accessible from Sauk Rapids and surrounding communities.

Experience:14 years
Reviews:89 customer reviews
111 2nd St S, Waite Park, MN

Loan Types:

Payday LoansCash AdvanceInstallment Loans
2

CheckSmart

CheckSmart Financial Services

★★★★☆
4.1/5

CheckSmart operates multiple locations throughout Minnesota and has been serving the Sauk Rapids area from their nearby Waite Park branch. As a regional payday lending chain, they offer competitive rates and multiple loan options including payday advances and title loans. They're known for their straightforward application process and commitment to responsible lending practices. The company has maintained consistent service in the St. Cloud metropolitan area, making them a reliable option for Sauk Rapids residents needing short-term financial assistance.

Experience:12 years
Reviews:67 customer reviews
110 Division St, Waite Park, MN

Loan Types:

Payday LoansCash AdvanceTitle Loans
3

Money Now

Money Now Financial Services

★★★★☆
4/5

Money Now is an independent payday lender that has established a strong presence in Central Minnesota, serving Sauk Rapids residents from their St. Cloud location. They focus on providing accessible short-term loans with clear terms and conditions. The company is particularly noted for working with customers who may have limited credit options elsewhere, offering personalized loan solutions and flexible repayment plans. Their local ownership and community-focused approach have made them a trusted resource for emergency cash needs in the Sauk Rapids area.

Experience:10 years
Reviews:52 customer reviews
25 5th Ave S, St. Cloud, MN

Loan Types:

Payday LoansCash AdvancePersonal Loans

How We Rate Sauk Rapids Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Sauk Rapids.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Sauk Rapids?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.