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Best Payday Loan Lenders in Richmond, MN

Our research team has identified the top 3 payday loan lenders in Richmondbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
12
Avg Experience
407
Total Reviews

Top Payday Loan Lenders in Richmond

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America

★★★★☆
4.3/5

As one of the largest and most established payday loan providers in Minnesota, Advance America has served the Richmond area for over 15 years. They offer multiple loan options with transparent terms and have built a strong reputation for reliable service and customer satisfaction. Their St. Cloud location conveniently serves Richmond residents with flexible hours and online application options.

Experience:15 years
Reviews:187 customer reviews
3150 Division St, St. Cloud, MN 56301

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Minnesota Title Loans

Minnesota Title Loans

★★★★☆
4.5/5

A highly-rated regional lender specializing in title loans and payday advances, Minnesota Title Loans has served central Minnesota communities including Richmond for a decade. They are known for their competitive rates, quick approval process, and excellent customer service. Their Sauk Rapids location provides convenient access for Richmond residents with same-day funding available.

Experience:10 years
Reviews:126 customer reviews
25 5th Ave S, Sauk Rapids, MN 56379

Loan Types:

Title LoansPayday AdvancesSignature Loans
3

Check Into Cash

Check Into Cash of Minnesota

★★★★☆
4.2/5

With over 25 years in business nationally and 12 years serving the central Minnesota region, Check Into Cash provides reliable payday loan services to Richmond residents. Their Cold Spring location offers convenient access and they are known for their straightforward application process, flexible repayment options, and commitment to responsible lending practices with clear terms and conditions.

Experience:12 years
Reviews:94 customer reviews
301 Main St, Cold Spring, MN 56320

Loan Types:

Payday LoansInstallment LoansCheck Cashing

How We Rate Richmond Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Richmond.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Richmond?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.