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Best Payday Loan Lenders in Elgin, MN

Our research team has identified the top 3 payday loan lenders in Elginbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
12
Avg Experience
267
Total Reviews

Top Payday Loan Lenders in Elgin

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

EZ Money Check Cashing

EZ Money Check Cashing

★★★★☆
4.2/5

EZ Money Check Cashing is a well-established regional chain serving Minnesota communities with multiple Rochester locations that serve Elgin residents. They offer fast payday loan approvals with flexible terms and have built a strong reputation for transparent lending practices and excellent customer service. Their multiple service options including check cashing and title loans make them a comprehensive financial service provider for the area.

Experience:12 years
Reviews:89 customer reviews
1216 16th St SW, Rochester, MN

Loan Types:

Payday LoansCheck CashingTitle LoansInstallment Loans
2

CheckSmart

CheckSmart Financial Company

★★★★☆
4.1/5

CheckSmart operates multiple Minnesota locations including their Rochester store that serves Elgin residents seeking payday loans and cash advances. They provide quick funding solutions with straightforward application processes and have maintained consistent service quality across their regional network. Their long-standing presence in Minnesota financial services demonstrates reliability and commitment to local communities.

Experience:14 years
Reviews:76 customer reviews
1834 Broadway Ave S, Rochester, MN

Loan Types:

Payday LoansCash AdvancePersonal LoansCheck Cashing
3

Advance Financial

Advance Financial FISC

★★★★☆
4.3/5

Advance Financial serves the Rochester metropolitan area including Elgin with comprehensive payday loan and cash advance services. They're known for their extended hours and online application options, providing convenient access to short-term financial solutions. Their strong customer satisfaction ratings reflect their commitment to responsible lending practices and community-focused service approach.

Experience:10 years
Reviews:102 customer reviews
1100 16th St SW, Rochester, MN

Loan Types:

Payday LoansInstallment LoansCash AdvanceTitle Loans

How We Rate Elgin Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Elgin.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Elgin?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.