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Best Payday Loan Lenders in Effie, MN

Our research team has identified the top 3 payday loan lenders in Effiebased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
12
Avg Experience
277
Total Reviews

Top Payday Loan Lenders in Effie

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

EZ Money Check Cashing

EZ Money Check Cashing

★★★★☆
4.2/5

EZ Money Check Cashing is a well-established regional chain serving northern Minnesota communities including Effie. With over a decade of operation, they specialize in payday loans and cash advances with multiple locations throughout the Iron Range. Known for their straightforward application process and same-day funding options, they maintain strong local relationships and offer flexible repayment terms for short-term financial needs.

Experience:12 years
Reviews:89 customer reviews
1205 Highway 169, Virginia, MN

Loan Types:

Payday LoansCheck CashingCash Advance
2

Check 'n Go

Check 'n Go

★★★★☆
4.1/5

Check 'n Go operates multiple locations across Minnesota and serves the Effie area from their Hibbing branch. As one of the larger regional payday lenders with over two decades of experience, they offer reliable short-term loan solutions with transparent terms. Their Hibbing location provides convenient access for Effie residents seeking payday advances, installment loans, and financial services with professional customer service and clear disclosure of all fees.

Experience:15 years
Reviews:112 customer reviews
1402 Highway 169, Hibbing, MN

Loan Types:

Payday LoansInstallment LoansCheck Cashing
3

Minnesota Payday Loans

Minnesota Payday Loans

★★★★☆
4.3/5

Minnesota Payday Loans is a locally-focused lender specializing in serving rural communities throughout northern Minnesota. Their Grand Rapids location provides accessible payday loan services to Effie residents, offering competitive rates and personalized service. With a strong emphasis on community relationships and responsible lending practices, they've built a reputation for helping customers navigate short-term financial challenges while maintaining compliance with Minnesota lending regulations.

Experience:10 years
Reviews:76 customer reviews
1822 Highway 169, Grand Rapids, MN

Loan Types:

Payday LoansCash AdvanceShort-term Loans

How We Rate Effie Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Effie.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Effie?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.