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Best Payday Loan Lenders in Cold Spring, MN

Our research team has identified the top 3 payday loan lenders in Cold Springbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
12
Avg Experience
267
Total Reviews

Top Payday Loan Lenders in Cold Spring

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Check Into Cash

Check Into Cash of Minnesota

★★★★☆
4.3/5

Check Into Cash is a nationally recognized payday lender with a strong presence in central Minnesota, serving Cold Spring residents with reliable short-term lending solutions. They offer transparent terms, multiple loan options, and have maintained an excellent reputation for customer service in the St. Cloud metro area for over 15 years.

Experience:15 years
Reviews:87 customer reviews
120 33rd Ave N, St. Cloud, MN 56303

Loan Types:

Payday LoansInstallment LoansCash Advances
2

Advance America

Advance America Cash Advance

★★★★☆
4.1/5

Advance America is one of the largest and most established payday lending companies in the United States, with a convenient location in nearby St. Cloud that serves Cold Spring residents. They offer multiple financial solutions, clear fee structures, and have built trust through years of reliable service to the central Minnesota community.

Experience:12 years
Reviews:112 customer reviews
3940 Division St, St. Cloud, MN 56301

Loan Types:

Payday LoansLine of CreditInstallment Loans
3

Minnesota Cash Advance

Minnesota Cash Advance Inc.

★★★★☆
4.4/5

Minnesota Cash Advance is a locally-focused lender that specializes in serving central Minnesota communities including Cold Spring. They pride themselves on personalized service, competitive rates, and deep understanding of local financial needs. With strong community ties and excellent customer reviews, they provide reliable short-term lending options with transparent terms.

Experience:10 years
Reviews:68 customer reviews
102 25th Ave S, St. Cloud, MN 56301

Loan Types:

Payday LoansCash AdvancesShort-term Loans

How We Rate Cold Spring Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Cold Spring.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Cold Spring?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.