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Best Payday Loan Lenders in Spruce, MI

Our research team has identified the top 3 payday loan lenders in Sprucebased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
14
Avg Experience
242
Total Reviews

Top Payday Loan Lenders in Spruce

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Michigan Cash Advance

Michigan Cash Advance

★★★★☆
4.2/5

Michigan Cash Advance is a well-established regional payday lender serving the Thumb region including Spruce residents. With over a decade of operation, they've built a strong reputation for transparent lending practices and quick funding. They specialize in same-day payday loans and small installment loans, offering flexible repayment options. Their Sebewaing location serves as a regional hub for surrounding communities including Spruce, with knowledgeable staff who understand local financial needs.

Experience:14 years
Reviews:87 customer reviews
1125 N Van Etten St, Sebewaing, MI

Loan Types:

Payday LoansCash AdvanceInstallment Loans
2

Cash Now

Cash Now

★★★★☆
4.1/5

Cash Now operates multiple locations throughout Michigan's Thumb region and has been serving Spruce area residents for over a decade. They offer fast payday loan approvals with minimal documentation requirements and same-day funding options. The company is known for its straightforward application process and competitive rates within Michigan's regulatory framework. Their Caro location is conveniently accessible to Spruce residents and they maintain strong community relationships throughout Tuscola County.

Experience:11 years
Reviews:63 customer reviews
201 S Main St, Caro, MI

Loan Types:

Payday LoansCheck CashingTitle Loans
3

Advance Pay USA

Advance Pay USA

★★★★☆
4.3/5

Advance Pay USA is a Michigan-based payday lending company with a strong presence in the Thumb area, serving Spruce residents through their Caro location. With nearly two decades of experience, they've developed a loyal customer base by offering reliable payday loan services with clear terms and professional customer service. They specialize in emergency cash advances and short-term loans, providing flexible solutions for unexpected financial needs while maintaining full compliance with Michigan lending regulations.

Experience:16 years
Reviews:92 customer reviews
1480 W Caro Rd, Caro, MI

Loan Types:

Payday LoansCash AdvancePersonal Loans

How We Rate Spruce Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Spruce.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Spruce?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.