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Best Payday Loan Lenders in Spencer, MA

Our research team has identified the top 3 payday loan lenders in Spencerbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
12
Avg Experience
372
Total Reviews

Top Payday Loan Lenders in Spencer

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America

★★★★☆
4.3/5

As one of the largest and most established payday loan providers in the region, Advance America has been serving Central Massachusetts for over 15 years. Their Shrewsbury location is conveniently accessible to Spencer residents and offers both in-store and online application options. Known for transparent terms and professional service, they maintain strong BBB ratings and positive customer reviews for their straightforward lending process.

Experience:15 years
Reviews:127 customer reviews
46 Boston Turnpike, Shrewsbury, MA 01545

Loan Types:

Payday LoansInstallment LoansCash Advances
2

Check Into Cash

Check Into Cash

★★★★☆
4.1/5

Check Into Cash operates a well-established Worcester location that serves the Spencer area with reliable payday loan services. With nearly 30 years in the industry, they offer competitive rates and multiple loan options. Customers appreciate their clear communication, flexible repayment terms, and professional staff. The Worcester location is easily accessible from Spencer via Route 9 and provides both in-person and online application capabilities.

Experience:12 years
Reviews:89 customer reviews
367 West Boylston Street, Worcester, MA 01606

Loan Types:

Payday LoansTitle LoansInstallment Loans
3

Speedy Cash

Speedy Cash

★★★★☆
4.2/5

Speedy Cash has built a strong reputation in Central Massachusetts with their efficient service and multiple financial solutions. Their Worcester location serves Spencer residents with quick approval processes and transparent fee structures. They offer both storefront and online services, making them convenient for Spencer customers. Known for their customer-focused approach and flexible options, they maintain excellent ratings for reliability and customer satisfaction in the region.

Experience:10 years
Reviews:156 customer reviews
581 Lincoln Street, Worcester, MA 01605

Loan Types:

Payday LoansInstallment LoansLine of Credit

How We Rate Spencer Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Spencer.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Spencer?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.