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Best Payday Loan Lenders in Garrard, KY

Our research team has identified the top 3 payday loan lenders in Garrardbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.1/5
Avg Rating
15
Avg Experience
357
Total Reviews

Top Payday Loan Lenders in Garrard

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Kentucky Check Exchange

Kentucky Check Exchange

★★★★☆
4.2/5

Kentucky Check Exchange is a well-established regional payday lender with multiple locations throughout central Kentucky, including nearby Lancaster which serves Garrard County residents. They specialize in fast payday loans and cash advances with a strong reputation for transparent terms and helpful customer service. Their long-standing presence in the community and focus on Kentucky-specific lending regulations make them a trusted choice for short-term financial needs.

Experience:14 years
Reviews:89 customer reviews
201 S Main St, Lancaster, KY 40444

Loan Types:

Payday LoansCash AdvanceCheck Cashing
2

Mr. Money

Mr. Money

★★★★☆
4.1/5

Mr. Money is a respected regional lender with multiple Kentucky locations, including their Richmond branch that serves Garrard County customers. They offer flexible payday loan options along with title loans and installment loans, providing multiple financial solutions. Known for their straightforward application process and competitive rates within Kentucky's regulatory framework, they've built a solid reputation for reliability and customer-focused service.

Experience:12 years
Reviews:112 customer reviews
1025 Bypass Rd, Richmond, KY 40475

Loan Types:

Payday LoansTitle LoansInstallment Loans
3

Check 'n Go

Check 'n Go

★★★★☆
4/5

Check 'n Go operates a well-regarded location in nearby Richmond that serves Garrard residents seeking payday loans and cash advances. As an established national chain with deep roots in Kentucky, they offer reliable short-term lending solutions with clear terms and professional service. Their extensive experience with Kentucky lending laws and multiple financial product options make them a popular choice for those needing quick access to funds in the Garrard area.

Experience:18 years
Reviews:156 customer reviews
1037 Bypass Rd, Richmond, KY 40475

Loan Types:

Payday LoansCash AdvanceInstallment Loans

How We Rate Garrard Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Garrard.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Garrard?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.