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The Best Payday Loans in Matfield Green, KS

Our research team has identified the top 3 payday loan lenders in Matfield Greenbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
14
Avg Experience
299
Total Reviews

Top Payday Loan Lenders in Matfield Green

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Kansas Payday Loans

Kansas Payday Loans Inc.

★★★★☆
4.2/5

Kansas Payday Loans is a well-established regional lender serving multiple communities across eastern Kansas, including the Matfield Green area. With over 14 years of operation, they've built a strong reputation for providing accessible short-term financing solutions. Their Emporia location serves as a regional hub for customers from surrounding rural communities, offering both in-store and online application options. Customers appreciate their straightforward application process and flexible repayment terms, with many reviews highlighting their professional service and clear communication about loan terms.

Experience:14 years
Reviews:89 customer reviews
112 Main Street, Emporia, KS

Loan Types:

Payday LoansCash AdvanceInstallment Loans
2

Quick Cash Kansas

Quick Cash Financial Services

★★★★☆
4.1/5

Quick Cash Kansas operates multiple locations throughout eastern Kansas and has been serving rural communities like Matfield Green for over a decade. They specialize in providing quick financial solutions for unexpected expenses, with many customers noting their efficient processing and helpful staff. The company maintains full compliance with Kansas lending regulations and offers both storefront services and online applications. Their Lawrence location serves as a regional center for customers from surrounding areas, with many Matfield Green residents utilizing their services for emergency financial needs.

Experience:11 years
Reviews:76 customer reviews
2450 Iowa Street, Lawrence, KS

Loan Types:

Payday LoansTitle LoansCash Advance
3

Midwest Cash Advance

Midwest Cash Advance LLC

★★★★☆
4.3/5

Midwest Cash Advance is one of Kansas's longest-operating independent payday lenders, serving communities across the state including rural areas like Matfield Green. With 16 years of experience, they've developed a strong customer-focused approach to short-term lending. Their Overland Park location serves as a regional hub, and they offer online applications for customers throughout Kansas. Reviews consistently praise their transparent fee structure and helpful customer service representatives who work with borrowers to find suitable repayment plans. They maintain full state licensing and compliance with Kansas lending laws.

Experience:16 years
Reviews:134 customer reviews
8900 Metcalf Avenue, Overland Park, KS

Loan Types:

Payday LoansPersonal LoansCheck Cashing

Frequently Asked Questions

Common questions about payday loans in Matfield Green, Kansas

What are the eligibility requirements for payday loans in Matfield Green?

To qualify for a payday loan in Matfield Green, Kansas, you must be at least 18 years old with a valid government-issued ID, provide proof of steady income (typically $1,000+ monthly), have an active checking account, and show proof of Kansas residency. Most lenders in Chase County require recent pay stubs or bank statements as income verification. While credit checks are minimal, lenders will verify your ability to repay the loan.

What are the maximum payday loan amounts and fees allowed in Kansas?

Kansas state law caps payday loans at $500 with a maximum term of 30 days. Lenders in Matfield Green can charge up to 15% of the loan amount in fees, meaning a $100 loan could cost $15 in fees. The annual percentage rate (APR) on these short-term loans typically ranges from 300-400% in Kansas, so it's important to understand the full cost before borrowing.

Are there any local alternatives to payday loans for Matfield Green residents?

Matfield Green residents have several alternatives to payday loans, including seeking assistance from local churches or community organizations in Chase County. You might also consider payment plans with utility companies, small personal loans from Kansas credit unions, or borrowing from family. The Kansas Assistance Network can help connect you with local resources for emergency financial needs.

What happens if I can't repay my payday loan on time in Kansas?

If you can't repay your payday loan on time in Kansas, you can request an extended payment plan at no additional cost, which gives you more time to pay without extra fees. Kansas law requires lenders to offer this option if you notify them before your due date. However, if you default, the lender may charge additional fees and your account could be sent to collections, potentially affecting your credit.

How can I find reputable payday lenders in the Matfield Green area?

While Matfield Green itself has limited financial services, residents can find licensed payday lenders in nearby communities like Emporia or Cottonwood Falls. Look for lenders properly licensed with the Kansas Office of the State Bank Commissioner, check online reviews, and verify they clearly disclose all fees and terms. Avoid lenders who aren't transparent about costs or pressure you into borrowing more than you need.

Financial Insights

Getting a Same Day Cash Advance in Matfield Green, KS: A Local's Guide

When an unexpected expense pops up in Matfield Green—a sudden car repair on Highway 177, a medical bill, or a home repair before the next big Kansas storm—it can leave you searching for fast financial solutions. For residents of our small, tight-knit community, a same day cash advance can be a way to bridge that temporary gap until your next paycheck arrives. This guide is tailored to help you understand your options and navigate them wisely right here in the Flint Hills.

Understanding Your Local Options In Matfield Green, traditional brick-and-mortar payday loan stores are not readily available. This means most residents turn to reputable online lenders for a same day cash advance. The process typically involves a short online application. If approved, funds can often be deposited into your bank account by the end of the same business day or the next morning. It’s crucial to use a secure, private internet connection—perhaps at the Matfield Green Community Center if your home connection is unreliable—and to have your identification, proof of income (like recent pay stubs), and active checking account details ready. Remember, these are short-term loans designed for emergencies, not long-term financial planning.

Smart Borrowing Tips for Our Community Living in a rural area like ours comes with unique financial considerations. First, always verify that any online lender you use is licensed to operate in Kansas. The state has regulations, including a maximum loan amount and fee caps, to protect borrowers. Before you apply, calculate the total cost of repayment, including all fees. Create a solid plan for how you will repay the loan on your next payday without jeopardizing your ability to cover essential costs like utilities from Pioneer Communications or groceries from the nearest market in Cottonwood Falls. A helpful local tip: consider if there are any alternative resources first, such as discussing a payment plan with the local service provider or seeking assistance from community networks. Borrow only the exact amount you absolutely need.

Making an Informed Decision in the Flint Hills A same day cash advance is a significant financial tool that requires careful thought. It can provide immediate relief, but it’s not a substitute for a savings plan. For many in our area, where distances to larger banks or credit unions can be considerable, the online accessibility is a key benefit. However, the convenience must be balanced with responsibility. Ensure you understand all the terms, know your repayment date, and are confident you can meet the obligation. Building an emergency fund, even slowly, can help reduce future reliance on such advances. By borrowing thoughtfully and only in true emergencies, you can manage a short-term cash crunch without creating a longer-term financial strain for yourself and your family here in Matfield Green.

same day cash advance

Nearby Cities

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How We Rate Matfield Green Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Matfield Green.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Matfield Green?

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