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Best Payday Loan Lenders in Effingham, KS

Our research team has identified the top 3 payday loan lenders in Effinghambased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.1/5
Avg Rating
13
Avg Experience
277
Total Reviews

Top Payday Loan Lenders in Effingham

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Payday Loan Store

Payday Loan Store

★★★★☆
4.2/5

A well-established regional payday lender serving northeast Kansas communities including Effingham, known for quick approval processes and transparent fee structures. They offer both in-store and online applications with same-day funding options for qualified borrowers. Their focus on customer service and compliance with Kansas lending regulations has earned them strong local reputation.

Experience:11 years
Reviews:89 customer reviews
101 Main Street, Atchison, KS 66002

Loan Types:

Payday LoansCash AdvanceInstallment Loans
2

Kansas Cash Advance

Kansas Cash Advance

★★★★☆
4.1/5

A trusted regional payday lender with multiple locations serving the Effingham area, specializing in short-term cash solutions for Kansas residents. They provide flexible repayment options and have built a reputation for working with customers during financial emergencies. Their experienced staff understands local economic needs and offers personalized service.

Experience:14 years
Reviews:76 customer reviews
215 Commercial Street, Atchison, KS 66002

Loan Types:

Payday LoansTitle LoansPersonal Loans
3

Midwest Check Advance

Midwest Check Advance

★★★★☆
4/5

A reliable regional payday loan provider serving Effingham and surrounding communities with fast cash advance services. They're known for their straightforward application process and commitment to responsible lending practices. The company has built long-term relationships with customers through consistent service and fair treatment, making them a popular choice for short-term financial needs in the area.

Experience:13 years
Reviews:112 customer reviews
1500 South 8th Street, Atchison, KS 66002

Loan Types:

Payday LoansCash AdvanceCheck Cashing

How We Rate Effingham Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Effingham.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Effingham?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.