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The Best Payday Loans in Anthony, KS

Our research team has identified the top 3 payday loan lenders in Anthonybased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.1/5
Avg Rating
11
Avg Experience
208
Total Reviews

Top Payday Loan Lenders in Anthony

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance Payday Loan

Advance Payday Loan of Kansas

★★★★☆
4.2/5

Advance Payday Loan is a locally-owned and operated payday lender that has been serving Anthony and Harper County residents for over a decade. They specialize in fast cash advances with same-day funding options and flexible repayment terms. Known for their personalized customer service and community involvement, they maintain strong relationships with local residents and businesses. Their storefront location provides convenient access for Anthony residents seeking short-term financial solutions with transparent terms and local decision-making.

Experience:14 years
Reviews:89 customer reviews
101 W Steuben St, Anthony, KS

Loan Types:

Payday LoansCash AdvanceInstallment Loans
2

Kansas Cash Advance

Kansas Cash Advance LLC

★★★★☆
4.1/5

Kansas Cash Advance is a regional payday lending company that specializes in serving rural Kansas communities like Anthony. They offer competitive rates for Kansas residents and have built a reputation for reliable service and fair lending practices. Their Anthony location provides easy access for local residents needing quick financial assistance, with knowledgeable staff who understand the unique financial needs of the community. They focus on building long-term customer relationships through consistent, trustworthy service.

Experience:11 years
Reviews:67 customer reviews
215 W Main St, Anthony, KS

Loan Types:

Payday LoansCash AdvanceTitle Loans
3

Quick Cash Kansas

Quick Cash Kansas Inc.

★★★★☆
4/5

Quick Cash Kansas is an independent payday lender that has established a strong presence in south-central Kansas communities including Anthony. They specialize in providing fast, accessible financial services to local residents with minimal paperwork and quick approval processes. Their Anthony location is known for accommodating customers with various credit backgrounds and offering flexible loan options tailored to individual needs. The company maintains active involvement in local community events and focuses on customer education about responsible borrowing practices.

Experience:9 years
Reviews:52 customer reviews
312 N Bluff St, Anthony, KS

Loan Types:

Payday LoansInstallment LoansCheck Cashing

Frequently Asked Questions

Common questions about payday loans in Anthony, Kansas

What are the eligibility requirements for a payday loan in Anthony, Kansas?

To qualify for a payday loan in Anthony, you must be at least 18 years old, have a valid Kansas ID, provide proof of steady income (typically $1,000+ monthly), have an active checking account, and show proof of residency. Kansas law requires lenders to verify your income and employment status, so you'll need recent pay stubs or bank statements. Most Anthony lenders don't require perfect credit, making these loans accessible to many residents.

What are the maximum fees and interest rates for payday loans in Anthony, KS?

Kansas state law strictly regulates payday loan costs, with a maximum fee of $15 per $100 borrowed for loans up to $500. For Anthony residents, this means a typical $300 loan would cost $45 in fees, with no additional interest charges. The maximum loan amount in Kansas is $500, and lenders cannot charge any other fees beyond the regulated finance charge. These state-wide regulations protect Anthony borrowers from excessive costs.

How long do I have to repay a payday loan in Anthony, and what happens if I can't pay on time?

Payday loans in Anthony typically have a term of 7 to 30 days, with the due date usually aligned with your next payday. If you cannot repay on time, Kansas law allows for one extended payment plan at no additional cost, giving you more time to pay. Anthony lenders are required to offer this option if requested, but it's crucial to contact them before your due date to avoid potential bank fees or collection actions.

Are there any local Anthony regulations I should know about before getting a payday loan?

While Kansas state laws primarily govern payday lending in Anthony, the city follows all state regulations including the $500 maximum loan amount and $15 per $100 fee cap. Anthony doesn't have additional local ordinances restricting payday lenders beyond state law. However, all lenders operating in Anthony must be licensed with the Kansas Office of the State Bank Commissioner, ensuring they comply with consumer protection standards applicable throughout Kansas.

What documentation do I need to apply for a payday loan in Anthony, Kansas?

When applying for a payday loan in Anthony, you'll need to provide a valid Kansas driver's license or state ID, recent pay stubs or income verification (typically covering the last 30 days), your Social Security number, a blank check from your active checking account, and proof of your Anthony address. Some lenders may also ask for your employer's contact information and recent bank statements to verify your financial stability and repayment ability.

Financial Insights

Your Guide to Same Day Cash Advances in Anthony, Kansas

When an unexpected expense pops up in Anthony, KS—whether it's a car repair on US-160, a medical bill, or a home appliance giving out—it can leave you scrambling for a financial solution. For many residents of Harper County, a same day cash advance can be a practical option to bridge that gap until the next paycheck arrives. This guide is designed to help you understand how these short-term loans work specifically in our local context and how to approach them wisely.

Understanding Your Local Options In Anthony, you have a couple of primary avenues for securing a same day cash advance. The most direct is visiting a physical storefront lender. While Anthony itself may have limited in-town options, residents often look to nearby cities like Wichita or Wellington. The key advantage is the in-person service and the potential to walk out with cash. The other, increasingly popular option is applying online. A digital application can be completed from your home on Main Street, and if approved, funds are often deposited into your bank account by the end of the same business day. It's crucial to verify that any lender you choose is licensed to operate in Kansas and complies with state regulations, which cap fees and offer consumer protections.

Smart Borrowing Tips for Anthony Residents Before you apply, take a moment to assess your situation. Only borrow what you absolutely need to cover the emergency. Calculate exactly how much you require for that tractor part or utility bill to avoid taking on extra debt. Next, have a clear plan for repayment. Kansas law provides for a minimum loan term, but you should budget for the full repayment amount from your next income. Be aware of the fees, which in Kansas are regulated but still add to the total cost. Finally, consider all alternatives. Could a payment plan with the local service provider help? Is there a possibility of a small, informal loan from family? A same day cash advance is a specific tool for urgent needs, not for non-essential purchases.

A same day cash advance can provide crucial relief during a tight financial pinch here in Anthony. By understanding the local landscape, borrowing only the necessary amount, and having a solid repayment strategy, you can use this option responsibly. Always prioritize lenders with transparent terms and remember that these are short-term solutions. With careful planning, you can navigate a financial surprise and get back on stable ground.

same day cash advance

Nearby Cities

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How We Rate Anthony Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Anthony.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Anthony?

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