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Best Payday Loan Lenders in Wallingford, IA

Our research team has identified the top 3 payday loan lenders in Wallingfordbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
17
Avg Experience
355
Total Reviews

Top Payday Loan Lenders in Wallingford

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Checkmate Loans

Checkmate Financial Services

★★★★☆
4.3/5

Checkmate Loans is one of the most established regional payday lenders serving northern Iowa, with over 15 years of experience. They offer fast approval processes and multiple loan options including payday advances, installment loans, and title loans. Known for their transparent terms and professional service, they serve the Wallingford area from their Estherville location just 15 miles away.

Experience:15 years
Reviews:87 customer reviews
102 Central Ave, Estherville, IA 51334

Loan Types:

Payday LoansInstallment LoansTitle Loans
2

EZ Money Check Cashing

EZ Money Financial Services

★★★★☆
4.1/5

EZ Money is a reputable regional chain with multiple locations across Iowa, serving the Wallingford area from their Spencer branch. They specialize in quick payday loans and cash advances with straightforward application processes. With over a decade of service in the region, they've built a strong reputation for reliable service and customer-focused lending solutions.

Experience:12 years
Reviews:112 customer reviews
1111 11th St, Spencer, IA 51301

Loan Types:

Payday LoansCash AdvancesCheck Cashing
3

Advance America

Advance America Cash Advance

★★★★☆
4.2/5

Advance America is one of the nation's largest and most established payday lending companies with a strong presence in Iowa. Their Spencer location serves the Wallingford area with reliable payday loan services, installment loans, and flexible credit options. With 25+ years of experience and thousands of locations nationwide, they offer standardized processes, clear terms, and professional customer service.

Experience:25 years
Reviews:156 customer reviews
1100 11th St SW, Spencer, IA 51301

Loan Types:

Payday LoansInstallment LoansLine of Credit

How We Rate Wallingford Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Wallingford.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Wallingford?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.