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Best Payday Loan Lenders in Peru, IA

Our research team has identified the top 3 payday loan lenders in Perubased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.1/5
Avg Rating
12
Avg Experience
202
Total Reviews

Top Payday Loan Lenders in Peru

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America

★★★★☆
4.3/5

Advance America is one of the nation's largest and most established payday loan providers with a strong presence in Iowa. Located just 20 minutes from Peru in Ottumwa, they offer convenient in-store services with transparent terms and multiple loan options. They maintain an A+ BBB rating and are known for their professional service and clear communication throughout the lending process.

Experience:15 years
Reviews:87 customer reviews
1222 N Court St, Ottumwa, IA 52501

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Iowa Title Loans

Iowa Title Loans Inc.

★★★★☆
4.1/5

Iowa Title Loans serves the southeast Iowa region including Peru residents, offering flexible lending solutions with quick approval processes. They specialize in title loans but also provide payday advance options with competitive rates for the area. Their Ottumwa location provides convenient access and they're known for their straightforward application process and helpful customer service representatives.

Experience:12 years
Reviews:63 customer reviews
1016 N Court St, Ottumwa, IA 52501

Loan Types:

Title LoansPayday AdvancesSignature Loans
3

Check Into Cash

Check Into Cash of Iowa

★★★★☆
4/5

Check Into Cash is a well-established national chain with a location in Oskaloosa, approximately 30 minutes from Peru. They offer reliable payday loan services with clear terms and multiple financial products. With decades of industry experience, they provide professional service and have built a reputation for helping customers with short-term financial needs through transparent lending practices and accessible locations throughout Iowa.

Experience:10 years
Reviews:52 customer reviews
2081 IA-163, Oskaloosa, IA 52577

Loan Types:

Payday LoansInstallment LoansCheck Cashing

How We Rate Peru Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Peru.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Peru?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.