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Best Payday Loan Lenders in Moorhead, IA

Our research team has identified the top 3 payday loan lenders in Moorheadbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
12
Avg Experience
335
Total Reviews

Top Payday Loan Lenders in Moorhead

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Cash Now Payday Loans

Cash Now Financial Services

★★★★☆
4.4/5

Highly-rated regional lender serving the Moorhead area from their Spencer location, known for transparent terms and excellent customer service. They offer both in-person and online application options with quick funding decisions, typically within the same day. Their 14+ years in business demonstrates stability and reliability in the northwest Iowa region.

Experience:14 years
Reviews:87 customer reviews
1108 11th St, Spencer, IA 51301

Loan Types:

Payday LoansCash AdvanceInstallment Loans
2

Advance America

Advance America Cash Advance

★★★★☆
4.2/5

National leader with strong local presence in Spencer, serving the Moorhead community with reliable payday loan services. As one of the largest and most established payday lenders in the country, they offer competitive rates, multiple loan options, and a streamlined application process. Their physical location provides convenient access for in-person service.

Experience:11 years
Reviews:156 customer reviews
1102 11th St W, Spencer, IA 51301

Loan Types:

Payday LoansCash AdvanceLine of Credit
3

Check Into Cash

Check Into Cash of Iowa

★★★★☆
4.1/5

Well-established regional chain with a strong reputation in northwest Iowa, offering multiple loan options including payday, installment, and title loans. They provide flexible repayment terms and have built trust through consistent service and community involvement. Their Spencer location serves as a reliable resource for Moorhead residents seeking short-term financial solutions.

Experience:10 years
Reviews:92 customer reviews
1111 11th St W, Spencer, IA 51301

Loan Types:

Payday LoansInstallment LoansTitle Loans

How We Rate Moorhead Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Moorhead.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Moorhead?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.