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Best Payday Loan Lenders in Lincoln, IA

Our research team has identified the top 3 payday loan lenders in Lincolnbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
20
Avg Experience
495
Total Reviews

Top Payday Loan Lenders in Lincoln

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America Cash Advance

★★★★☆
4.3/5

One of the largest and most established payday loan providers in the region, serving Lincoln and surrounding areas with multiple locations throughout Iowa. Known for transparent terms, multiple loan options, and professional service with over two decades of experience helping Iowa residents with short-term financial needs.

Experience:25+ years
Reviews:220 customer reviews
3800 Merle Hay Rd, Des Moines, IA 50310

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Check Into Cash

Check Into Cash of Iowa

★★★★☆
4.1/5

A reputable national chain with strong Iowa presence, serving Lincoln residents with reliable payday loan services. Known for quick approval processes, flexible repayment options, and excellent customer service. They maintain full compliance with Iowa lending regulations and offer both in-store and online application options.

Experience:20+ years
Reviews:180 customer reviews
5901 SE 14th St, Des Moines, IA 50320

Loan Types:

Payday LoansTitle LoansInstallment Loans
3

Money Now Stores

Money Now Stores LLC

★★★★☆
4.4/5

A well-regarded regional lender serving northern Iowa communities including Lincoln. Known for personalized service, competitive rates, and strong community presence. They specialize in helping customers with immediate financial needs while maintaining transparent lending practices and excellent customer satisfaction ratings.

Experience:15 years
Reviews:95 customer reviews
1102 S Federal Ave, Mason City, IA 50401

Loan Types:

Payday AdvancesCash LoansShort-term Financing

How We Rate Lincoln Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Lincoln.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Lincoln?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.