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Best Payday Loan Lenders in Independence, IA

Our research team has identified the top 3 payday loan lenders in Independencebased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.3/5
Avg Rating
12
Avg Experience
262
Total Reviews

Top Payday Loan Lenders in Independence

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Advance America

Advance America Cash Advance

★★★★☆
4.3/5

One of the nation's largest and most established payday loan providers with multiple locations serving Eastern Iowa. They offer flexible loan options, transparent terms, and have been serving Iowa communities for over two decades with a strong reputation for reliability and customer service.

Experience:15 years
Reviews:87 customer reviews
1520 Flammang Dr, Waterloo, IA 50702

Loan Types:

Payday LoansInstallment LoansLine of Credit
2

Check Into Cash

Check Into Cash of Iowa

★★★★☆
4.1/5

A reputable national chain with strong presence in Eastern Iowa, serving Independence and surrounding areas. Known for quick approval processes, multiple loan options, and professional service. They maintain excellent compliance with Iowa lending regulations and have built trust through consistent service quality.

Experience:12 years
Reviews:63 customer reviews
1233 Ansborough Ave, Waterloo, IA 50701

Loan Types:

Payday AdvancesInstallment LoansTitle Loans
3

Iowa Title Loans

Iowa Title Loans Inc.

★★★★☆
4.4/5

A highly-rated regional lender specializing in title loans and payday advances serving Eastern Iowa communities. They offer competitive rates, flexible repayment terms, and are known for their personalized customer service. Their Cedar Rapids location conveniently serves Independence residents with reliable financial solutions.

Experience:10 years
Reviews:112 customer reviews
1945 1st Ave NE, Cedar Rapids, IA 52402

Loan Types:

Title LoansPayday LoansSignature Loans

How We Rate Independence Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Independence.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Independence?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.