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Best Payday Loan Lenders in Ames, IA

Our research team has identified the top 3 payday loan lenders in Amesbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.1/5
Avg Rating
12
Avg Experience
312
Total Reviews

Top Payday Loan Lenders in Ames

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Iowa Payday Loans

Iowa Payday Loans

★★★★☆
4.2/5

Iowa Payday Loans is a locally-focused payday lender that has been serving Ames residents for over a decade. They specialize in quick cash advances with same-day funding options and flexible repayment terms. Known for their personalized service and understanding of local financial needs, they maintain strong community relationships and offer transparent lending practices. Their storefront location provides convenient in-person service with knowledgeable staff who work with customers to find suitable short-term loan solutions.

Experience:14 years
Reviews:89 customer reviews
2322 Lincoln Way, Ames, IA

Loan Types:

Payday LoansCash AdvanceInstallment Loans
2

Check 'n Go

Check 'n Go of Iowa

★★★★☆
4.1/5

Check 'n Go operates a well-established location in Ames offering payday loans and financial services to local residents. As part of a respected regional chain with multiple Iowa locations, they provide reliable short-term lending solutions with clear terms and professional service. Their Ames location is particularly popular with students and working professionals needing quick financial assistance between pay periods. They offer both in-store applications and online pre-approval options for convenience.

Experience:12 years
Reviews:156 customer reviews
120 South Duff Avenue, Ames, IA

Loan Types:

Payday LoansCheck CashingTitle Loans
3

Advance Payday Loan

Advance Payday Loan Center

★★★★☆
4/5

Advance Payday Loan is an independent payday lender that has built a strong reputation in the Ames community for providing accessible short-term loans with reasonable terms. They focus on serving local residents with immediate financial needs, offering personalized loan amounts based on individual circumstances. Their experienced staff provides clear explanations of loan terms and repayment options, making them a trusted choice for Ames residents seeking reliable payday loan services without the corporate feel of larger chains.

Experience:11 years
Reviews:67 customer reviews
3615 Lincoln Way, Ames, IA

Loan Types:

Payday LoansCash AdvanceEmergency Loans

How We Rate Ames Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Ames.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Ames?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.