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Best Payday Loan Lenders in Saint Elmo, IL

Our research team has identified the top 3 payday loan lenders in Saint Elmobased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
12
Avg Experience
323
Total Reviews

Top Payday Loan Lenders in Saint Elmo

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

EZ Money Check Cashing

EZ Money Check Cashing

★★★★☆
4.2/5

EZ Money Check Cashing is a well-established regional chain serving Southern Illinois communities including Saint Elmo. With over 20 years in business, they offer payday loans, installment loans, and check cashing services. Known for their straightforward application process and multiple loan options, they maintain strong customer satisfaction ratings and have built trust through consistent service quality and transparent lending practices.

Experience:12 years
Reviews:89 customer reviews
110 S Walnut St, Effingham, IL 62401

Loan Types:

Payday LoansCheck CashingTitle LoansInstallment Loans
2

Check `n Go

Check `n Go of Illinois

★★★★☆
4.1/5

Check `n Go is a reputable payday lending chain with a strong presence throughout Illinois, serving Saint Elmo residents from their Effingham location. With nearly 30 years of experience, they offer payday loans, installment loans, and financial services. They're known for their reliable customer service, flexible repayment options, and commitment to responsible lending practices within Illinois state regulations.

Experience:15 years
Reviews:156 customer reviews
1101 N Keller Dr, Effingham, IL 62401

Loan Types:

Payday LoansInstallment LoansCheck Cashing
3

Illinois Lending

Illinois Lending Corporation

★★★★☆
4.3/5

Illinois Lending is a regional payday loan provider specializing in serving smaller Illinois communities like Saint Elmo. They focus on providing accessible short-term loan solutions with clear terms and competitive rates. Their local expertise and personalized approach have earned them strong customer loyalty and high satisfaction ratings among Southern Illinois residents seeking reliable payday loan services.

Experience:10 years
Reviews:78 customer reviews
1818 S Banker St, Effingham, IL 62401

Loan Types:

Payday LoansCash AdvancePersonal Loans

How We Rate Saint Elmo Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Saint Elmo.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Saint Elmo?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.