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Best Payday Loan Lenders in Philo, IL

Our research team has identified the top 3 payday loan lenders in Philobased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
14
Avg Experience
277
Total Reviews

Top Payday Loan Lenders in Philo

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Cash Store

Cash Store Financial Services

★★★★☆
4.2/5

Cash Store has been serving Central Illinois communities for over 14 years with reliable payday loan services. Located just 15 minutes from Philo in Champaign, they offer quick approval processes and multiple loan options. Known for their transparent fee structures and professional service, they've built strong local reputation with flexible repayment terms and same-day funding options for qualified borrowers.

Experience:14 years
Reviews:89 customer reviews
1710 N Prospect Ave, Champaign, IL

Loan Types:

Payday LoansInstallment LoansTitle Loans
2

Check `n Go

Check `n Go of Illinois

★★★★☆
4.1/5

Check `n Go operates a well-established location in nearby Champaign that serves Philo residents with accessible payday loan services. With over a decade of experience in Illinois, they provide fast cash advances with straightforward application processes. Their local team understands the financial needs of Central Illinois communities and offers personalized service with competitive rates and multiple financial solutions beyond just payday lending.

Experience:12 years
Reviews:76 customer reviews
2011 N Prospect Ave, Champaign, IL

Loan Types:

Payday LoansCash AdvanceCheck Cashing
3

Illinois Lending

Illinois Lending Corporation

★★★★☆
4.3/5

Illinois Lending is a regional specialist serving Central Illinois communities including Philo with reliable payday loan services. As a state-licensed lender operating since 2005, they've built trust through consistent service and fair lending practices. Their Champaign location provides convenient access for Philo residents seeking short-term financial solutions, with knowledgeable staff who prioritize customer education and responsible lending practices.

Experience:16 years
Reviews:112 customer reviews
2501 S Neil St, Champaign, IL

Loan Types:

Payday LoansPersonal LoansEmergency Cash

How We Rate Philo Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Philo.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Philo?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.