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Best Payday Loan Lenders in Flora, IL

Our research team has identified the top 3 payday loan lenders in Florabased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.1/5
Avg Rating
11
Avg Experience
228
Total Reviews

Top Payday Loan Lenders in Flora

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

CheckSmart

CheckSmart Financial Services

★★★★☆
4.1/5

CheckSmart is a well-established regional payday lender with multiple Illinois locations that serves Flora residents. They offer quick payday loans and cash advances with straightforward application processes. Known for their professional service and multiple financial products including check cashing and title loans, they have built a strong reputation in southern Illinois communities.

Experience:14 years
Reviews:89 customer reviews
115 W North Ave, Effingham, IL 62401

Loan Types:

Payday LoansCash AdvanceCheck CashingTitle Loans
2

Advance Pay USA

Advance Pay USA

★★★★☆
4.2/5

Advance Pay USA is a respected Illinois-based payday lender serving Flora and surrounding communities. They specialize in short-term payday loans and installment loans with transparent terms. With multiple locations throughout southern Illinois, they're known for their customer-focused approach and reliable service for emergency financial needs.

Experience:11 years
Reviews:76 customer reviews
3301 Broadway St, Mt Vernon, IL 62864

Loan Types:

Payday LoansInstallment LoansCash Advance
3

Illinois Lending

Illinois Lending Corporation

★★★★☆
4/5

Illinois Lending is a state-licensed payday loan provider specializing in serving central and southern Illinois communities including Flora. They offer competitive payday loan options with clear repayment terms and have built trust through consistent, reliable service. Their local focus and understanding of Illinois lending regulations make them a solid choice for short-term financial needs.

Experience:9 years
Reviews:63 customer reviews
120 S Locust St, Centralia, IL 62801

Loan Types:

Payday LoansPersonal LoansCash Advance

How We Rate Flora Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Flora.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Flora?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.