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Best Payday Loan Lenders in Champaign, IL

Our research team has identified the top 3 payday loan lenders in Champaignbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.1/5
Avg Rating
12
Avg Experience
312
Total Reviews

Top Payday Loan Lenders in Champaign

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Illinois Lending

Illinois Lending Corporation

★★★★☆
4.2/5

Illinois Lending is a locally-owned and operated payday loan provider that has been serving Champaign residents since 2009. They specialize in short-term cash solutions with a focus on customer service and transparent lending practices. As a state-licensed lender, they offer both payday loans and longer-term installment loans with clear terms and conditions. Their convenient location on South Neil Street makes them easily accessible to Champaign residents needing quick financial assistance.

Experience:14 years
Reviews:89 customer reviews
1710 S Neil St, Champaign, IL

Loan Types:

Payday LoansInstallment LoansCash Advance
2

Check `n Go

Check `n Go of Illinois

★★★★☆
4.1/5

Check `n Go operates a well-established location in downtown Champaign, providing payday loans and other financial services to the community. As part of a respected regional chain with multiple Illinois locations, they offer reliable short-term lending options with straightforward application processes. Their store on West University Avenue has built a strong reputation for helping customers with immediate cash needs while maintaining compliance with Illinois lending regulations.

Experience:12 years
Reviews:156 customer reviews
114 W University Ave, Champaign, IL

Loan Types:

Payday LoansCheck CashingTitle Loans
3

Payday Loan Store of Champaign

Payday Loan Store Inc.

★★★★☆
4/5

The Payday Loan Store of Champaign is an independent local lender that has been serving the community's short-term financial needs since 2012. Located on North Prospect Avenue, they provide personalized payday loan services with a focus on helping customers through temporary financial challenges. Their experienced staff understands the unique needs of Champaign residents and offers flexible repayment options while maintaining full compliance with Illinois payday lending laws.

Experience:11 years
Reviews:67 customer reviews
2011 N Prospect Ave, Champaign, IL

Loan Types:

Payday LoansCash AdvanceEmergency Loans

How We Rate Champaign Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Champaign.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Champaign?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.