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Best Payday Loan Lenders in Spencer, ID

Our research team has identified the top 3 payday loan lenders in Spencerbased on experience, customer reviews, approval rates, and transparent lending practices.

3
Top Lenders
4.2/5
Avg Rating
12
Avg Experience
208
Total Reviews

Top Payday Loan Lenders in Spencer

Carefully selected based on experience, customer satisfaction, and transparent lending practices

1

Idaho Title Loans

Idaho Title Loans

★★★★☆
4.4/5

Idaho Title Loans is a well-established regional lender serving communities across Eastern Idaho including Spencer. With over 14 years of operation, they've built a strong reputation for providing accessible payday loans and title loans to rural Idaho residents. Their multiple Eastern Idaho locations and online application process make them convenient for Spencer residents needing short-term financial assistance. They're known for their straightforward application process and commitment to serving smaller Idaho communities.

Experience:14 years
Reviews:89 customer reviews
1655 E 17th St, Idaho Falls, ID

Loan Types:

Payday LoansTitle LoansCash Advance
2

Money Tree

Money Tree Inc.

★★★★☆
4.2/5

Money Tree is a respected regional payday lender with multiple Idaho locations that serve the Spencer area. They specialize in payday loans and installment loans with transparent terms and reasonable fees for Idaho borrowers. With over a decade of experience serving Eastern Idaho communities, they understand the unique financial needs of rural residents. Their Idaho Falls location is easily accessible to Spencer residents and they offer both in-store and online application options for convenience.

Experience:12 years
Reviews:67 customer reviews
850 S Yellowstone Hwy, Idaho Falls, ID

Loan Types:

Payday LoansInstallment LoansCheck Cashing
3

Advance Payday Loans

Advance Payday Loans of Idaho

★★★★☆
4.1/5

Advance Payday Loans is an Idaho-focused lender that specifically serves Eastern Idaho communities including Spencer. They've built their reputation on providing reliable payday loan services with clear terms and professional customer service. As a state-licensed lender operating exclusively in Idaho, they understand local regulations and borrower needs. Their Idaho Falls location serves as a regional hub for surrounding rural areas, making them accessible to Spencer residents seeking short-term financial solutions.

Experience:11 years
Reviews:52 customer reviews
1235 E 17th St, Idaho Falls, ID

Loan Types:

Payday LoansCash AdvanceShort-term Loans

How We Rate Spencer Lenders

Our comprehensive 5-star rating system evaluates lenders across multiple criteria to help you find the best payday loan provider in Spencer.

Experience & Reliability

Years in business, approval rates, and specialization in short-term lending.

Customer Reviews & Satisfaction

Verified customer feedback, testimonials, and overall satisfaction ratings.

Terms & Transparency

Clear terms, competitive rates, and transparent lending practices.

Need a Payday Loan in Spencer?

Contact one of our top-rated lenders today for quick approval and competitive rates on your short-term loan needs.